ALFA Finder| Revenue growth | 28.3% YoY growth in Total Income for FY26. |
|---|---|
| Margins | EBITDA margin at 62.48% (FY26) vs 65.72% (FY25). |
| Demand visibility | Expanding into rural villages and semi-urban markets. |
| Management confidence | High; citing successful execution of long-term growth strategy. |
Growth
Total Income grew from ₹1715 Lakhs (FY25) to ₹2199 Lakhs (FY26); PAT increased from ₹517 Lakhs to ₹760 Lakhs.
Outlook
Focus on digital lending ecosystem expansion, loan book growth, and diversifying into underserved emerging markets beyond FY26.
Risks
Credit quality maintenance during rapid expansion and concentration risk management in new product portfolios.
Investor Presentation filed with BSE, NSE: MEL. Summary written with AI assistance from the document.
JMJ Fintech Ltd: key numbers
- Share price
- ₹9.13
- Market cap
- ₹34.03 Cr
- Revenue (annual)
- ₹21.82 Cr
- Net profit (annual)
- ₹7.60 Cr
- P/E (TTM)
- 4.9×Sector 20.8×
- Promoter holding
- 24.18%+0.91% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from JMJ Fintech Ltd
All →JMJ Fintech Management Change
JMJ Fintech appointed Ankit Sundriyal as Chief Business Officer, effective 16 November 2026. Its board also approved unaudited September 2026 quarter and half-year results.
JMJ Fintech Other Announcement
JMJ Fintech confirmed no deviation in its rights issue proceeds for the quarter ended 30 September 2026. The Audit Committee reviewed the statement with no comments.
JMJ Fintech Q2 FY27 Results: Net Profit ₹1.4 Cr, Down 53.3% YoY
JMJ Fintech Ltd reported revenue from operations of ₹4.8 Cr (-23.8% YoY) and net profit of ₹1.4 Cr (-53.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1.4 Cr · -53.3% YoY
JMJ Fintech Annual General Meeting
JMJ Fintech Limited seeks shareholder approval via postal ballot for three director appointments and re-designations. Remote e-voting runs from 27 October to 25 November 2026.
JMJ Fintech Board Meeting Date
JMJ Fintech Ltd has given notice of a board meeting on 03 November 2026 to approve unaudited results for the quarter and half year ended 30 September 2026. The trading window stays closed until 48 hours after the outcome.
JMJ Fintech Management Change
JMJ Fintech Limited announced the re-designation and re-appointment of its executive directors, including Johny Madathumpady Lonappan and Joju Madathumpady Johny, effective December 2026.