| Revenue growth | 28.3% YoY growth in Total Income for FY26. |
|---|---|
| Margins | EBITDA margin at 62.48% (FY26) vs 65.72% (FY25). |
| Demand visibility | Expanding into rural villages and semi-urban markets. |
| Management confidence | High; citing successful execution of long-term growth strategy. |
Growth
Total Income grew from ₹1715 Lakhs (FY25) to ₹2199 Lakhs (FY26); PAT increased from ₹517 Lakhs to ₹760 Lakhs.
Outlook
Focus on digital lending ecosystem expansion, loan book growth, and diversifying into underserved emerging markets beyond FY26.
Risks
Credit quality maintenance during rapid expansion and concentration risk management in new product portfolios.
Investor Presentation filed with BSE, NSE: MEL. Summary written with AI assistance from the document.
JMJ Fintech Ltd: key numbers
- Share price
- ₹9.64
- Market cap
- ₹35.93 Cr
- Revenue (annual)
- ₹21.99 Cr
- Net profit (annual)
- ₹7.60 Cr
- P/E (TTM)
- 4.3×Sector 22.0×
- Promoter holding
- 23.27%
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from JMJ Fintech Ltd
All →JMJ Fintech Board Meeting Date
JMJ Fintech Ltd has scheduled a Board Meeting for October 1, 2026, to consider issuing Non-Convertible Debentures and authorizing loan facilities.
JMJ Fintech Promoter Buying: ₹0.34 Cr
Joju Madathumpady Johny, Managing Director and promoter of JMJ Fintech Ltd, acquired 3,50,500 equity shares via the open market for Rs. 33.57 Lakhs.
- Value
- ₹0.34 Cr
- Promoter stake change
- +0.94%
JMJ Fintech Management Change
Mr. Velayudhanpillai Harikumar ceased to be an Independent Director of JMJ Fintech Ltd effective September 24, 2026, upon the completion of his tenure.
JMJ Fintech Other Announcement
JMJ Fintech Limited withdrew its revised record date of September 22, 2026. The original record date of September 10, 2026, is retained for dividend entitlement.
JMJ Fintech Dividend
JMJ Fintech revised the final dividend record date to 22 September 2026 after rescheduling its AGM. The Rs.0.15 per share dividend remains unchanged.
JMJ Fintech Annual General Meeting
JMJ Fintech Limited has scheduled its 43rd Annual General Meeting for September 29, 2026. The book closure is set from September 23 to September 29, 2026.