ALFA Finder| Margins | Consolidated ROE at 10.9%; Affordable Home Loans ROA at 2.3%. |
|---|---|
| Order book | 60 filed IPO transactions aggregating ~Rs. 1,50,000 crore. |
| Demand visibility | Strong IPO and M&A pipeline stated. |
Growth
PAT (ex-provisions) grew 24% YoY to Rs. 379 Cr. Affordable Home Loans AUM increased 28% YoY to Rs. 3,715 Cr.
Outlook
Targeting IPO pipeline of ~Rs. 1,50,000 crore. Scaling Affordable Home Loans and diversifying Wealth Management into manufacturing products.
Risks
Decline in Corporate Advisory revenue (-35.9% YoY) and planned reduction in Private Markets loan book in FY25-FY26.
Last quarter's promises, checked
Delivered
- Guided recovery INR 250-300 Cr in Private Markets FY26 → delivered >INR 270 Cr (= BEAT)
- Guided Affordable Home Loan AUM growth 25% → delivered 28% YoY (= BEAT)
- Guided IPO pipeline ~INR 1,40,000 Cr → delivered ~INR 1,50,000 Cr (= BEAT)
Partly delivered
- Guided Private Markets loan book growth 15-20% (Target ~INR 5,000 Cr) → delivered INR 3,715 Cr AUM (Partial as book is still being reduced) (= PARTIAL)
Missed
- Guided 15% revenue growth → delivered 13% YoY (= MISS)
Investor Presentation filed with BSE, NSE: JMFINANCIL. Summary written with AI assistance from the document.
JM Financial Ltd: key numbers
- Share price
- ₹114.52
- Market cap
- ₹10,960 Cr
- Revenue (annual)
- ₹4,091 Cr
- Net profit (annual)
- ₹1,202 Cr
- P/E (TTM)
- 10.9×Sector 22.4×
- Promoter holding
- 57.95%+0.92% QoQ
- FII holding
- 16.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from JM Financial Ltd
All →JM Financial Earnings Call Transcript: Key Takeaways
Q2 FY27 net revenue ₹712 Cr; H1 revenue +7% to ~₹1,600 Cr, H1 PAT ₹531 Cr. Growth is uneven: private markets is lumpy, deal sizes were cut, and Q2 PAT is not stated.
- Call
- Guides 20% growth
JM Financial Dividend
JM Financial's board declared an interim dividend of Rs 1.65 per equity share for FY 2026-27 on November 4, 2026. The record date is November 11, 2026, with payment proposed by November 20, 2026.
JM Financial Investor Presentation: Key Takeaways
Q2FY27 consolidated revenue Rs 1,056 Cr (+1.1% YoY), PAT Rs 240 Cr (-11.3%); H1 PAT Rs 531 Cr (-26.6%). Loans and wealth AUM grew; profit fell on lower Capital Markets and Treasury earnings.
JM Financial Results Update
JM Financial reported Q2FY27 net revenue of Rs. 712 crore and PAT of Rs. 240 crore, down 11% YoY. It declared an interim dividend of Rs. 1.65.
JM Financial Q2 FY27 Results: Net Profit ₹227.7 Cr, Down 13.1% YoY
JM Financial Ltd reported revenue from operations of ₹1,032 Cr (+0.1% YoY) and net profit of ₹227.7 Cr (-13.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹227.7 Cr · -13.1% YoY
JM Financial Other Announcement
JM Financial filed its quarterly shareholding pattern for the quarter ended 30 September 2025. It is a periodic disclosure with no transaction, money or corporate event.