| Margins | Consolidated ROE at 10.9%; Affordable Home Loans ROA at 2.3%. |
|---|---|
| Order book | 60 filed IPO transactions aggregating ~Rs. 1,50,000 crore. |
| Demand visibility | Strong IPO and M&A pipeline stated. |
Growth
PAT (ex-provisions) grew 24% YoY to Rs. 379 Cr. Affordable Home Loans AUM increased 28% YoY to Rs. 3,715 Cr.
Outlook
Targeting IPO pipeline of ~Rs. 1,50,000 crore. Scaling Affordable Home Loans and diversifying Wealth Management into manufacturing products.
Risks
Decline in Corporate Advisory revenue (-35.9% YoY) and planned reduction in Private Markets loan book in FY25-FY26.
Last quarter's promises, checked
Delivered
- Guided recovery INR 250-300 Cr in Private Markets FY26 → delivered >INR 270 Cr (= BEAT)
- Guided Affordable Home Loan AUM growth 25% → delivered 28% YoY (= BEAT)
- Guided IPO pipeline ~INR 1,40,000 Cr → delivered ~INR 1,50,000 Cr (= BEAT)
Partly delivered
- Guided Private Markets loan book growth 15-20% (Target ~INR 5,000 Cr) → delivered INR 3,715 Cr AUM (Partial as book is still being reduced) (= PARTIAL)
Missed
- Guided 15% revenue growth → delivered 13% YoY (= MISS)
Investor Presentation filed with BSE, NSE: JMFINANCIL. Summary written with AI assistance from the document.
JM Financial Ltd: key numbers
- Share price
- ₹127.68
- Market cap
- ₹12,218 Cr
- Revenue (annual)
- ₹4,091 Cr
- Net profit (annual)
- ₹1,202 Cr
- P/E (TTM)
- 11.8×Sector 23.2×
- Promoter holding
- 57.03%-0.04% QoQ
- FII holding
- 16.95%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from JM Financial Ltd
All →JM Financial Employee Stock Options
JM Financial Limited allotted 45,000 equity shares following the exercise of stock options under its ESOS scheme. This increases the company's paid-up share capital to 95.70 Crore shares.
JM Financial Merger & Restructuring
JM Financial Limited announced the dissolution of its foreign subsidiary, JM Financial Private Wealth, Inc., incorporated in Delaware, USA, following necessary legal processes.
JM Financial Other Announcement
JM Financial Limited received an ESG score of 76 and a Leader rating from NSE Sustainability Ratings & Analytics Limited. This unsolicited rating is based on public domain data for FY2025-26.
JM Financial Q1 FY27 Results: Net Profit ₹368.6 Cr, Down 19.7% YoY
JM Financial Ltd reported revenue from operations of ₹1,200 Cr (+8.0% YoY) and net profit of ₹368.6 Cr (-19.7% YoY) for Q1 FY27.
- Key figure
- Net profit ₹368.6 Cr · -19.7% YoY
JM Financial Earnings Call: Key Takeaways
JM Financial reports FY26 PAT increase of 46% YoY to ₹1,202 crore, driven by a pivot toward asset-light fee-based businesses and significant de-risking of the private credit book.
JM Financial Earnings Call: Key Takeaways
JM Financial reports highest ever annual consolidated PAT of ₹1,202 cr for FY26, driven by a 38% increase in Operating PAT. Focus remains on scaling Affordable Home Loans and expanding Wealth Management.