| Revenue growth | 141% YoY (ex-dividends) |
|---|---|
| Margins | Payments net processing margin expanded to 12 bps from 9 bps |
| Order book | NBFC Gross AUM at ₹30,667 crore, up 163% YoY |
| Demand visibility | Strong; 25M unique app users and 34k daily product purchases |
| Management confidence | High; citing 'profound acceleration' and 'virtuous financial flywheel' |
Growth
Interest income rose 165% YoY; Fee income grew 506% YoY. Consolidated PAT surged 156% YoY to ₹830 crore.
Outlook
Beta launch of Securities Broking in Q2 FY27. Targeting expansion of general insurance and retail fund management.
Risks
Joint ventures with BlackRock and Allianz are in nascent incubation stages, requiring sustained operational expenses.
Last quarter's promises, checked
Delivered
- Launch retail Fund Management in GIFT City → IFSCA approval received (= BEAT)
- Scale Jio Credit AUM beyond ₹25,000cr → Delivered ₹30,667cr (= BEAT)
- Expand CASA base from 3.7M → Delivered 3.9M (= BEAT)
Partly delivered
- Launch Securities Broking → Beta launch scheduled for Q2 FY27 (= PARTIAL)
Earnings Call Transcript filed with BSE, NSE: JIOFIN. Summary written with AI assistance from the document.
Jio Financial Services Ltd: key numbers
- Share price
- ₹227.00
- Market cap
- ₹1,49,891 Cr
- Revenue (annual)
- ₹3,513 Cr
- Net profit (annual)
- ₹1,561 Cr
- P/E (TTM)
- 72.5×Sector 22.0×
- Promoter holding
- 49.13%+2.01% QoQ
- FII holding
- 11.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Jio Financial Services Ltd
All →Jio Financial Services Investor Presentation: Key Takeaways
JFSL transitioned to operating at scale in Q1 FY27, reporting strong growth across lending, payments, and asset management. Strategy focuses on high-velocity AI-native execution and marquee global partnerships with BlackRock and BofA.
Jio Financial Services Earnings Call: Key Takeaways
Jio Financial Services reported strong Q1 FY27 results with consolidated PBT (ex-dividend) up 18% YoY and full consolidation of RSHL.
Jio Financial Services Q1 FY27 Results: Net Profit ₹830.2 Cr, Up 155.7% YoY
Jio Financial Services Ltd reported revenue from operations of ₹2,004 Cr (+227.3% YoY) and net profit of ₹830.2 Cr (+155.7% YoY) for Q1 FY27.
- Key figure
- Net profit ₹830.2 Cr · +155.7% YoY