| Revenue growth | Total revenue ₹6,375 crs in FY26, up 17% YoY. |
|---|---|
| Margins | NIM improved to 7.22% in Q4FY26 from 6.61% in Q3. |
| Demand visibility | Strong disbursements in Q4 across gold and vehicle loans. |
| Management confidence | Strong confidence in achieving 80% secured book mix. |
Growth
Assets grew 23% YoY to ₹36,289 crs; Deposits increased 23% YoY to ₹35,784 crs. Secured assets grew 28% YoY.
Outlook
FY27 guidance: GLP growth ~19-21%, Deposit growth ~23-25%, and PAT growth 80%+.
Risks
Unsecured book asset quality monitored; GNPA at 2.33%. Potential wage code impacts on operating expenses noted.
Earnings Call filed with NSE, NSE: JSFB. Summary written with AI assistance from the document.
Jana Small Finance Bank Ltd: key numbers
- Share price
- ₹535.25
- Market cap
- ₹5,664 Cr
- Revenue (annual)
- ₹5,353 Cr
- Net profit (annual)
- ₹326.4 Cr
- P/E (TTM)
- 14.9×Sector 22.0×
- Promoter holding
- 16.94%-4.91% QoQ
- FII holding
- 4.01%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Jana Small Finance Bank Ltd
All →Jana Small Finance Bank Employee Stock Options
Jana Small Finance Bank allotted 69,557 equity shares to employees pursuant to the exercise of options under its ESOP schemes.
Jana Small Finance Bank Management Change
Jana Small Finance Bank re-appointed Mr. K S Raman as Executive Director for 36 months effective January 2027. Leadership continuity in the bank's management.
Jana Small Finance Bank Regulatory Approval
RBI approved re-appointment of Mr. K S Raman as Executive Director for three years effective January 2027. Shareholder approval is sought at the September 2026 AGM.
Jana Small Finance Bank Management Change
Jana Small Finance Bank announced that Company Secretary and Compliance Officer Lakshmi RN has resigned. Her last working day is October 31, 2026.
Jana Small Finance Bank Annual Report
Jana Small Finance Bank Limited has submitted its Annual Report for the Financial Year 2025-26. Key highlights include total advances of Rs. 36,289 Crore and deposits of Rs. 35,784 Crore.
Jana Small Finance Bank Annual General Meeting
Jana Small Finance Bank has scheduled its 20th Annual General Meeting for September 29, 2026. The meeting will be held via video conferencing to transact ordinary and special business.