| Margins | RoA improved to 1.37%; RoE at 16.85% for FY26. |
|---|---|
| Order book | Gross Advances at ₹1,24,844cr (43% of total business). |
| Demand visibility | Strong regional dominance with >60% market share in J&K. |
| Management confidence | High; citing 'restructured leadership' and 'strong capital buffers'. |
Growth
FY26 Net Profit grew 13.5% YoY to ₹2,363cr; Business (Advances + Deposits) reached ₹2,90,335cr.
Outlook
Vision 2030 targets ₹5 lac crore business, ₹5,000cr annual PAT, and Gross NPA below 1%.
Risks
Geographic concentration in J&K/Ladakh; elevated Cost-to-Income ratio at 56.18%.
Earnings Call filed with NSE, NSE: J&KBANK. Summary written with AI assistance from the document.
Jammu & Kashmir Bank Ltd: key numbers
- Share price
- ₹146.10
- Market cap
- ₹16,088 Cr
- Revenue (annual)
- ₹13,151 Cr
- Net profit (annual)
- ₹2,360 Cr
- P/E (TTM)
- 7.0×Sector 22.0×
- Promoter holding
- 59.40%+0.00% QoQ
- FII holding
- 9.38%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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