| Revenue growth | Interest Earned up 4.9% YoY to ₹13,145 Cr. |
|---|---|
| Margins | NIM at 3.60%; Yield on Advances at 8.98% (FY26). |
| Demand visibility | Strong credit demand in J&K UT and Rest of India. |
Growth
FY26 PAT grew 13.5% YoY; Advances increased 18% to ₹1,22,641 Cr. Q4 FY26 PAT surged 36.5% YoY.
Outlook
Strong capital adequacy (16.55%) supports growth. Continued expansion in Rest of India (30.9% advance growth) and digital push.
Risks
CASA ratio moderated to 45.65% from 47.01%. NIMs compressed to 3.60% for FY26 vs 3.92% YoY.
Earnings Call filed with BSE, NSE: J&KBANK. Summary written with AI assistance from the document.
Jammu & Kashmir Bank Ltd: key numbers
- Share price
- ₹146.10
- Market cap
- ₹16,088 Cr
- Revenue (annual)
- ₹13,151 Cr
- Net profit (annual)
- ₹2,360 Cr
- P/E (TTM)
- 7.0×Sector 22.0×
- Promoter holding
- 59.40%+0.00% QoQ
- FII holding
- 9.38%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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