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Earnings Call

IndusInd Bank Earnings Call: Key Takeaways

IndusInd Bank Q4FY26 results show consolidated PAT at ₹594crs. Focus remains on retailisation with retail deposits at 47.9% and retail loans at 52% of the book.

Highlights
Revenue growthTotal Income ₹6,085crs, up 62% YoY.
MarginsNIMs at 3.39% vs 3.35% (excluding one-offs) QoQ.
Demand visibilityStrong retail mix focus with selective growth areas.
Management confidenceLeadership team largely in place to drive strategy.

Growth

PAT grew 364% QoQ to ₹594crs. Net Interest Income at ₹4,371crs (43% YoY). Deposits grew 2% QoQ.

Outlook

Continuing 'One Bank' approach for retailisation. Leadership team largely in place with new C-suite hires in risk and retail.

Risks

Asset quality shows GNPA at 3.43% and NNPA at 1.00%; Credit Cost is 1.89%. NIM compressed to 3.39%.

Source

Earnings Call filed with NSE, NSE: INDUSINDBK. Summary written with AI assistance from the document.

Read the document ↗

IndusInd Bank Ltd: key numbers

Share price
₹909.70
Market cap
₹70,879 Cr
Revenue (annual)
₹46,251 Cr
Net profit (annual)
₹889.3 Cr
P/E (TTM)
53.6×Sector 21.7×
Promoter holding
15.82%+0.00% QoQ
FII holding
29.17%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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