ALFA Finder| Margins | NIM stable at 8.8%; healthy yields of ~17%. |
|---|---|
| Order book | Incremental customers increased to 17,943 in Q1FY27. |
| Demand visibility | Strong in underserved Tier 4/5 markets for used vehicles. |
| Management confidence | High on retail-led transition and asset quality preservation. |
Growth
Retail AUM grew to ₹7,724 Cr. Micro-LAP AUM surged to ₹217 Cr from ₹76 Cr YoY.
Outlook
Scaling retail segments via 468 branches; leveraging tech-led monitoring and lean operations (Project LEAP) for profitability.
Risks
Asset quality slightly weakened with Gross Stage 3 at 4.8% vs 4.0% YoY; high credit costs impact PAT.
Last quarter's promises, checked
Delivered
- Branch footprint target 450+ → delivered 468 (= BEAT)
- Micro-LAP scaling → delivered 185% YoY AUM growth (= BEAT)
- D/E ratio target ~1.5x → delivered 1.54x (= BEAT)
Partly delivered
- AUM growth trajectory → delivered 6% YoY vs 35% CAGR target (= PARTIAL)
Missed
- Stage 3 assets target 3.75%-4% → delivered 4.8% (= MISS)
Investor Presentation filed with BSE, NSE: INDOSTAR. Summary written with AI assistance from the document.
Indostar Capital Finance Ltd: key numbers
- Share price
- ₹208.00
- Market cap
- ₹3,363 Cr
- Revenue (annual)
- ₹1,393 Cr
- Net profit (annual)
- ₹140.4 Cr
- P/E (TTM)
- -8.6×Sector 20.8×
- Promoter holding
- 70.33%-0.03% QoQ
- FII holding
- 2.76%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indostar Capital Finance Ltd
All →Indostar Capital Finance Other Announcement
Director Hemant Kaul bought 998 IndoStar shares via market purchase, worth about Rs.0.02 Crore. Routine insider disclosure; holding rose to 8,000 shares.
- Value
- ₹0.02 Cr
Indostar Capital Finance Other Announcement
Indostar Capital Finance's director Hemant Kaul made three small open-market equity purchases, ending with 7,002 shares. The category is Director, not promoter, so this is an ordinary insider trade disclosure.
Indostar Capital Finance Investor Presentation: Key Takeaways
Q2FY27 PAT ₹13.1 Cr (vs ₹10.5 Cr YoY), AUM ₹8,459 Cr (+11.8% YoY), NIM 8.9%, CAR 36.0%. Vehicle finance core; Micro LAP scaling.
Indostar Capital Finance Results Update
IndoStar reported Q2 FY27 standalone results, with disbursements up 51% YoY to ₹1,399 crore. Profit after tax rose to ₹13.1 crore and AUM reached ₹8,459 crore.
Indostar Capital Finance Management Change
IndoStar Capital's Company Secretary and Compliance Officer Shikha Jain resigned effective 29 October 2026. Reshma Ramchandani was appointed in her place from 30 October 2026.
Indostar Capital Finance Q2 FY27 Results: Net Profit ₹13.2 Cr, Up 25.7% YoY
Indostar Capital Finance Ltd reported revenue from operations of ₹382 Cr (+7.1% YoY) and net profit of ₹13.2 Cr (+25.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹13.2 Cr · +25.7% YoY