| Margins | NIM stable at 8.8%; healthy yields of ~17%. |
|---|---|
| Order book | Incremental customers increased to 17,943 in Q1FY27. |
| Demand visibility | Strong in underserved Tier 4/5 markets for used vehicles. |
| Management confidence | High on retail-led transition and asset quality preservation. |
Growth
Retail AUM grew to ₹7,724 Cr. Micro-LAP AUM surged to ₹217 Cr from ₹76 Cr YoY.
Outlook
Scaling retail segments via 468 branches; leveraging tech-led monitoring and lean operations (Project LEAP) for profitability.
Risks
Asset quality slightly weakened with Gross Stage 3 at 4.8% vs 4.0% YoY; high credit costs impact PAT.
Last quarter's promises, checked
Delivered
- Branch footprint target 450+ → delivered 468 (= BEAT)
- Micro-LAP scaling → delivered 185% YoY AUM growth (= BEAT)
- D/E ratio target ~1.5x → delivered 1.54x (= BEAT)
Partly delivered
- AUM growth trajectory → delivered 6% YoY vs 35% CAGR target (= PARTIAL)
Missed
- Stage 3 assets target 3.75%-4% → delivered 4.8% (= MISS)
Investor Presentation filed with BSE, NSE: INDOSTAR. Summary written with AI assistance from the document.
Indostar Capital Finance Ltd: key numbers
- Share price
- ₹218.64
- Market cap
- ₹3,535 Cr
- Revenue (annual)
- ₹1,393 Cr
- Net profit (annual)
- ₹140.4 Cr
- P/E (TTM)
- -9.0×Sector 22.0×
- Promoter holding
- 70.36%-0.02% QoQ
- FII holding
- 2.56%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indostar Capital Finance Ltd
All →Indostar Capital Finance Debt & Borrowing: ₹153.5 Cr
IndoStar Capital Finance has successfully completed the full redemption of its NCD series (ISINs: INE896L07983 and INE896L07AC3), amounting to a total payout of ₹153.54 Crore.
- Value
- ₹153.5 Cr
Indostar Capital Finance Debt & Borrowing: ₹21.2 Cr
IndoStar Capital Finance has fulfilled its interest payment obligations for several non-convertible debenture series, amounting to a total payout of ₹21.20 Crore.
- Value
- ₹21.20 Cr
Indostar Capital Finance Other Announcement
IndoStar Capital Finance Limited has re-appointed Mr. Aditya Hemant Joshi as a Non-Executive Director. The company also appointed S.R. Batliboi & Co. LLP as statutory auditors.
Indostar Capital Finance Management Change
IndoStar Capital Finance Limited appointed S.R. Batliboi & Co. LLP as Statutory Auditor following tenure completion of M S K A & Associates. Aditya Joshi was also re-appointed.
Indostar Capital Finance Annual General Meeting
IndoStar Capital Finance Limited conducted its 17th Annual General Meeting on September 25, 2026. Shareholders considered financial statements, auditor appointments, and the issuance of Non-Convertible Debentures.
Indostar Capital Finance Employee Stock Options
IndoStar Capital Finance allotted 14,703 shares to its MD via ESOP exercise under the 2018 plan. Paid-up capital rose to ₹161.67 Crore.