| Revenue growth | NII grew 16% YoY to ₹772cr in FY26. |
|---|---|
| Margins | NIM expanded from 5.6% to 7.8% in FY26 due to lower borrowing costs. |
| Demand visibility | Strong momentum in used vehicles, passenger vehicles, and Micro LAP segments. |
| Management confidence | High, citing data-driven underwriting and 40% YoY disbursement growth in April-May '26. |
Growth
Q4 FY26 disbursements grew 21% YoY to ₹1,306cr. Net Interest Margin improved significantly to 7.8% in FY26.
Outlook
FY29 targets: 35% disbursement CAGR, PAT of ₹450-500cr, and AUM of ₹16,000-17,000cr. Guidance for 2-2.5% credit costs.
Risks
Potential impact of elevated crude oil prices on GDP and borrower cash flows; legacy stressed asset recoveries.
Earnings Call filed with NSE, NSE: INDOSTAR. Summary written with AI assistance from the document.
Indostar Capital Finance Ltd: key numbers
- Share price
- ₹218.64
- Market cap
- ₹3,535 Cr
- Revenue (annual)
- ₹1,393 Cr
- Net profit (annual)
- ₹140.4 Cr
- P/E (TTM)
- -9.0×Sector 22.0×
- Promoter holding
- 70.36%-0.02% QoQ
- FII holding
- 2.56%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indostar Capital Finance Ltd
All →Indostar Capital Finance Debt & Borrowing: ₹153.5 Cr
IndoStar Capital Finance has successfully completed the full redemption of its NCD series (ISINs: INE896L07983 and INE896L07AC3), amounting to a total payout of ₹153.54 Crore.
- Value
- ₹153.5 Cr
Indostar Capital Finance Debt & Borrowing: ₹21.2 Cr
IndoStar Capital Finance has fulfilled its interest payment obligations for several non-convertible debenture series, amounting to a total payout of ₹21.20 Crore.
- Value
- ₹21.20 Cr
Indostar Capital Finance Other Announcement
IndoStar Capital Finance Limited has re-appointed Mr. Aditya Hemant Joshi as a Non-Executive Director. The company also appointed S.R. Batliboi & Co. LLP as statutory auditors.
Indostar Capital Finance Management Change
IndoStar Capital Finance Limited appointed S.R. Batliboi & Co. LLP as Statutory Auditor following tenure completion of M S K A & Associates. Aditya Joshi was also re-appointed.
Indostar Capital Finance Annual General Meeting
IndoStar Capital Finance Limited conducted its 17th Annual General Meeting on September 25, 2026. Shareholders considered financial statements, auditor appointments, and the issuance of Non-Convertible Debentures.
Indostar Capital Finance Employee Stock Options
IndoStar Capital Finance allotted 14,703 shares to its MD via ESOP exercise under the 2018 plan. Paid-up capital rose to ₹161.67 Crore.