ALFA Finder| Revenue growth | NII grew 16% YoY to ₹772cr in FY26. |
|---|---|
| Margins | NIM expanded from 5.6% to 7.8% in FY26 due to lower borrowing costs. |
| Demand visibility | Strong momentum in used vehicles, passenger vehicles, and Micro LAP segments. |
| Management confidence | High, citing data-driven underwriting and 40% YoY disbursement growth in April-May '26. |
Growth
Q4 FY26 disbursements grew 21% YoY to ₹1,306cr. Net Interest Margin improved significantly to 7.8% in FY26.
Outlook
FY29 targets: 35% disbursement CAGR, PAT of ₹450-500cr, and AUM of ₹16,000-17,000cr. Guidance for 2-2.5% credit costs.
Risks
Potential impact of elevated crude oil prices on GDP and borrower cash flows; legacy stressed asset recoveries.
Earnings Call filed with NSE, NSE: INDOSTAR. Summary written with AI assistance from the document.
Indostar Capital Finance Ltd: key numbers
- Share price
- ₹208.00
- Market cap
- ₹3,363 Cr
- Revenue (annual)
- ₹1,393 Cr
- Net profit (annual)
- ₹140.4 Cr
- P/E (TTM)
- -8.6×Sector 20.8×
- Promoter holding
- 70.33%-0.03% QoQ
- FII holding
- 2.76%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indostar Capital Finance Ltd
All →Indostar Capital Finance Other Announcement
Director Hemant Kaul bought 998 IndoStar shares via market purchase, worth about Rs.0.02 Crore. Routine insider disclosure; holding rose to 8,000 shares.
- Value
- ₹0.02 Cr
Indostar Capital Finance Other Announcement
Indostar Capital Finance's director Hemant Kaul made three small open-market equity purchases, ending with 7,002 shares. The category is Director, not promoter, so this is an ordinary insider trade disclosure.
Indostar Capital Finance Investor Presentation: Key Takeaways
Q2FY27 PAT ₹13.1 Cr (vs ₹10.5 Cr YoY), AUM ₹8,459 Cr (+11.8% YoY), NIM 8.9%, CAR 36.0%. Vehicle finance core; Micro LAP scaling.
Indostar Capital Finance Results Update
IndoStar reported Q2 FY27 standalone results, with disbursements up 51% YoY to ₹1,399 crore. Profit after tax rose to ₹13.1 crore and AUM reached ₹8,459 crore.
Indostar Capital Finance Management Change
IndoStar Capital's Company Secretary and Compliance Officer Shikha Jain resigned effective 29 October 2026. Reshma Ramchandani was appointed in her place from 30 October 2026.
Indostar Capital Finance Q2 FY27 Results: Net Profit ₹13.2 Cr, Up 25.7% YoY
Indostar Capital Finance Ltd reported revenue from operations of ₹382 Cr (+7.1% YoY) and net profit of ₹13.2 Cr (+25.7% YoY) for Q2 FY27.
- Key figure
- Net profit ₹13.2 Cr · +25.7% YoY