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Earnings Call

Indostar Capital Finance Earnings Call: Key Takeaways

IndoStar reports strong FY26 performance with AUM at ₹8,056 cr and PAT reaching ₹130.2 cr. The firm is transitioning to a retail-centric model focusing on Vehicle Finance and Micro LAP.

Why this was an Alfa AlertNot a filter event. Results and guidance are not provided with a specific prior range to confirm a 10%+ beat.
Highlights
MarginsNIM improved to 7.8% in FY26 vs 5.6% in FY25.
Order bookDisbursements at ₹1,306 cr in Q4FY26.
Demand visibilityStrong momentum in used vehicle financing and Micro LAP.
Management confidenceHigh, citing strong fundamentals and experienced leadership.

Growth

PAT grew 147.5% YoY to ₹130.2 cr; AUM slightly up to ₹8,056 cr from ₹7,963 cr.

Outlook

Focus on high-yield (17%+) segments, scaling Micro LAP, and leveraging 454 branches for retail growth.

Risks

Gross Stage 3 assets rose to 4.8% (FY25: 4.5%); legacy SR provisions remain a focus.

Source

Earnings Call filed with BSE, NSE: INDOSTAR. Summary written with AI assistance from the document.

Read the document ↗

Indostar Capital Finance Ltd: key numbers

Share price
₹218.64
Market cap
₹3,535 Cr
Revenue (annual)
₹1,393 Cr
Net profit (annual)
₹140.4 Cr
P/E (TTM)
-9.0×Sector 22.0×
Promoter holding
70.36%-0.02% QoQ
FII holding
2.56%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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18:43 IST BSE
Debt & Borrowing

Indostar Capital Finance Debt & Borrowing: ₹153.5 Cr

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Debt & Borrowing

Indostar Capital Finance Debt & Borrowing: ₹21.2 Cr

IndoStar Capital Finance has fulfilled its interest payment obligations for several non-convertible debenture series, amounting to a total payout of ₹21.20 Crore.

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13:20 IST BSE
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Indostar Capital Finance Other Announcement

IndoStar Capital Finance Limited has re-appointed Mr. Aditya Hemant Joshi as a Non-Executive Director. The company also appointed S.R. Batliboi & Co. LLP as statutory auditors.

13:20 IST NSE
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Indostar Capital Finance Management Change

IndoStar Capital Finance Limited appointed S.R. Batliboi & Co. LLP as Statutory Auditor following tenure completion of M S K A & Associates. Aditya Joshi was also re-appointed.

12:59 IST NSE
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Indostar Capital Finance Annual General Meeting

IndoStar Capital Finance Limited conducted its 17th Annual General Meeting on September 25, 2026. Shareholders considered financial statements, auditor appointments, and the issuance of Non-Convertible Debentures.

15:26 IST BSE
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Indostar Capital Finance Employee Stock Options

IndoStar Capital Finance allotted 14,703 shares to its MD via ESOP exercise under the 2018 plan. Paid-up capital rose to ₹161.67 Crore.