| Revenue growth | Highest ever revenue; top line expected to grow 10%+ in FY27. |
|---|---|
| Margins | NIM improved to 1.50%; targeting 10% NIM growth for FY27. |
| Demand visibility | Strong pipeline from NIP and new railway/high-speed corridors. |
| Management confidence | High; management stated they surpassed all prior year guidance metrics. |
Growth
FY26 asset sanctions reached ₹74,000cr (vs ₹60,000cr guidance) and disbursements hit ₹35,000cr (vs ₹30,000cr guidance).
Outlook
Targeting double-digit growth in PAT/EPS for FY27; AUM expected to cross ₹5 lakh crore in H1 FY27.
Risks
Potential risk in non-railway lending, though mitigated by targeting Maharatnas and state-backed entities.
Earnings Call filed with NSE, NSE: IRFC. Summary written with AI assistance from the document.
Indian Railway Finance Corporation Ltd: key numbers
- Share price
- ₹79.95
- Market cap
- ₹1,04,483 Cr
- Revenue (annual)
- ₹27,284 Cr
- Net profit (annual)
- ₹7,009 Cr
- P/E (TTM)
- 14.5×Sector 22.0×
- Promoter holding
- 82.90%-1.75% QoQ
- FII holding
- 1.17%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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IRFC has fixed October 26, 2026, as the record date for the redemption-cum-interest payment on its 79A Series tax-free bonds.
Indian Railway Finance Corporation Other Announcement
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Indian Railway Finance Corporation Credit Rating
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Indian Railway Finance Corporation Q1 FY27 Results: Net Profit ₹1,927 Cr, Up 10.4% YoY
Indian Railway Finance Corporation Ltd reported revenue from operations of ₹8,261 Cr (+19.5% YoY) and net profit of ₹1,927 Cr (+10.4% YoY) for Q1 FY27.
- Key figure
- Net profit ₹1,927 Cr · +10.4% YoY
Indian Railway Finance Corporation Q4 FY26 Results: Net Profit ₹1,684 Cr, Up 0.1% YoY
Indian Railway Finance Corporation Ltd reported revenue from operations of ₹7,336 Cr (+9.1% YoY) and net profit of ₹1,684 Cr (+0.1% YoY) for Q4 FY26.
- Key figure
- Net profit ₹1,684 Cr · +0.1% YoY