ALFA Finder| Revenue growth | Highest ever revenue; top line expected to grow 10%+ in FY27. |
|---|---|
| Margins | NIM improved to 1.50%; targeting 10% NIM growth for FY27. |
| Demand visibility | Strong pipeline from NIP and new railway/high-speed corridors. |
| Management confidence | High; management stated they surpassed all prior year guidance metrics. |
Growth
FY26 asset sanctions reached ₹74,000cr (vs ₹60,000cr guidance) and disbursements hit ₹35,000cr (vs ₹30,000cr guidance).
Outlook
Targeting double-digit growth in PAT/EPS for FY27; AUM expected to cross ₹5 lakh crore in H1 FY27.
Risks
Potential risk in non-railway lending, though mitigated by targeting Maharatnas and state-backed entities.
Earnings Call filed with NSE, NSE: IRFC. Summary written with AI assistance from the document.
Indian Railway Finance Corporation Ltd: key numbers
- Share price
- ₹86.64
- Market cap
- ₹1,13,226 Cr
- Revenue (annual)
- ₹27,284 Cr
- Net profit (annual)
- ₹7,009 Cr
- P/E (TTM)
- 15.4×Sector 20.8×
- Promoter holding
- 82.90%+0.00% QoQ
- FII holding
- 1.15%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Railway Finance Corporation Ltd
All →Indian Railway Finance Corporation Debt & Borrowing: ₹191.5 Cr
IRFC fully redeemed its Series 79A tax-free bonds at maturity on November 9, 2026, paying Rs.191.51 crore. The bonds carried a 7.77 percent coupon.
- Value
- ₹191.5 Cr
Indian Railway Finance Corporation Legal & Regulatory
IRFC's GST authority dropped a ₹549.32 crore show cause notice via a nil demand order dated 23 October 2026. This removes a material tax contingency.
- Value
- ₹549.3 Cr
Indian Railway Finance Corporation Earnings Call Transcript: Key Takeaways
IRFC demonstrates consistent profit growth driven by strategic diversification into non-IR infrastructure lending.
Indian Railway Finance Corporation Debt & Borrowing: ₹3,415 Cr
IRFC confirmed interest payments for multiple series of bonds, totalling ₹3,414.73 Crore. The payments were made on their respective due dates in October 2026.
- Value
- ₹3,415 Cr
Indian Railway Finance Corporation Debt & Borrowing: ₹2,074 Cr
IRFC confirmed the redemption of NCDs and interest payment for ISIN INE053F08312. The total gross amount serviced on the due date was ₹2,074.30 Crore.
- Value
- ₹2,074 Cr
Indian Railway Finance Corporation Debt & Borrowing: ₹2,591 Cr
IRFC confirmed the full redemption of NCDs (ISIN: INE053F08304) on maturity. The payment included a principal amount of ₹2,500 Crore plus interest.
- Value
- ₹2,591 Cr