ALFA Finder| Margins | Global NIM improved to 3.37% from 3.04% YoY. |
|---|---|
| Order book | Global Advances reached ₹3,22,132 Cr. |
| Demand visibility | Strong credit demand in RAM segments (Agri up 47% YoY). |
Growth
Net Interest Income grew 34% YoY; Operating Profit rose 14%. Advances increased 23% to ₹3.22 Lakh Cr.
Outlook
Strong capital adequacy (CRAR 19.36%) and improving NNPA (0.18%) position the bank for continued credit expansion.
Risks
High staff expenses which rose 80% YoY; potential yield compression as global interest rates fluctuate.
Last quarter's promises, checked
Delivered
- Guided 13-15% growth → delivered 23% advances growth (= BEAT)
- Guided NIM 3.30-3.35% → delivered 3.37% (= BEAT)
- Guided recovery target ₹3600 Cr → delivered consistent NPA reduction (= BEAT)
Earnings Call filed with NSE, NSE: IOB. Summary written with AI assistance from the document.
Indian Overseas Bank: key numbers
- Share price
- ₹31.74
- Market cap
- ₹61,120 Cr
- Revenue (annual)
- ₹31,896 Cr
- Net profit (annual)
- ₹5,418 Cr
- P/E (TTM)
- 9.2×Sector 20.8×
- Promoter holding
- 92.44%+0.00% QoQ
- FII holding
- 0.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Overseas Bank
All →Indian Overseas Bank Management Change
Indian Overseas Bank's board appointed Mr. Akshit Choudhary as Chief Financial Officer effective 1 November 2026, replacing Mr. Madhaw Chandra Jha. The filing includes his brief profile and the required LODR disclosures.
Indian Overseas Bank Investor Presentation: Key Takeaways
Q2 FY27 net profit Rs1,912 Cr, up 55.95% YoY and 15.25% QoQ. NII Rs3,867 Cr (+26.41% YoY). ROE 24.58%, ROA 1.53%, GNPA 1.19%.
Indian Overseas Bank Results Update
IOB's net profit jumped 55.95% YoY to ₹1,912 Crore in Q2 FY27, with operating profit rising 25.67% to ₹3,016 Crore. NII grew 26.41% and NPA ratios continued to improve.
Indian Overseas Bank Q2 FY27 Results: Net Profit ₹1,963 Cr, Up 55.9% YoY
Indian Overseas Bank reported revenue from operations of ₹9,201 Cr (+17.2% YoY) and net profit of ₹1,963 Cr (+55.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,963 Cr · +55.9% YoY
Indian Overseas Bank Business Update
Indian Overseas Bank disclosed RBI findings on understated risk weights for some exposures. It states no net profit impact, with CRAR remaining well above minimums.
Indian Overseas Bank Other Announcement
The filing presents the shareholding pattern of Indian Overseas Bank for the quarter ended September 30, 2026. No material transaction is reported.