ALFA Finder| Revenue growth | Total income grew 11.45% YoY to ₹37,532 crore. |
|---|---|
| Margins | Global NIM at 3.21%; Domestic NIM at 3.33%; focus on yield. |
| Demand visibility | Strong credit demand; pipeline of ₹13,000 crore already sanctioned. |
| Management confidence | High; citing consistent double-digit growth and robust capital (CRAR 19.78%). |
Growth
Business grew 20.76% to ₹6.78L cr; NII up 15.46% to ₹12,574cr; Operating profit up 15.4% to ₹10,026cr.
Outlook
Guidance of 13-15% growth across critical parameters; target NIM range of 3.30-3.35%; planned ₹3,000cr ECL provisioning.
Risks
Geopolitical uncertainties in West Asia and potential monsoon impact on agri-portfolio mentioned as monitorables.
Earnings Call filed with BSE, NSE: IOB. Summary written with AI assistance from the document.
Indian Overseas Bank: key numbers
- Share price
- ₹31.74
- Market cap
- ₹61,120 Cr
- Revenue (annual)
- ₹31,896 Cr
- Net profit (annual)
- ₹5,418 Cr
- P/E (TTM)
- 9.2×Sector 20.8×
- Promoter holding
- 92.44%+0.00% QoQ
- FII holding
- 0.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Overseas Bank
All →Indian Overseas Bank Management Change
Indian Overseas Bank's board appointed Mr. Akshit Choudhary as Chief Financial Officer effective 1 November 2026, replacing Mr. Madhaw Chandra Jha. The filing includes his brief profile and the required LODR disclosures.
Indian Overseas Bank Investor Presentation: Key Takeaways
Q2 FY27 net profit Rs1,912 Cr, up 55.95% YoY and 15.25% QoQ. NII Rs3,867 Cr (+26.41% YoY). ROE 24.58%, ROA 1.53%, GNPA 1.19%.
Indian Overseas Bank Results Update
IOB's net profit jumped 55.95% YoY to ₹1,912 Crore in Q2 FY27, with operating profit rising 25.67% to ₹3,016 Crore. NII grew 26.41% and NPA ratios continued to improve.
Indian Overseas Bank Q2 FY27 Results: Net Profit ₹1,963 Cr, Up 55.9% YoY
Indian Overseas Bank reported revenue from operations of ₹9,201 Cr (+17.2% YoY) and net profit of ₹1,963 Cr (+55.9% YoY) for Q2 FY27.
- Key figure
- Net profit ₹1,963 Cr · +55.9% YoY
Indian Overseas Bank Business Update
Indian Overseas Bank disclosed RBI findings on understated risk weights for some exposures. It states no net profit impact, with CRAR remaining well above minimums.
Indian Overseas Bank Other Announcement
The filing presents the shareholding pattern of Indian Overseas Bank for the quarter ended September 30, 2026. No material transaction is reported.