ALFA Finder| Margins | Domestic NIM improved 6bps YoY to 3.41%. |
|---|---|
| Order book | Gross Advances reached ₹6,84,623 Cr. |
| Demand visibility | Strong credit demand in RAM and Infrastructure sectors. |
Growth
Net Interest Income grew 17% YoY to ₹7,435 Cr. Operating Profit rose 17% YoY to ₹5,557 Cr.
Outlook
Targeting 66% RAM share in domestic advances; infrastructure and retail remain key focus sectors for deployment.
Risks
Gross NPA at 1.86% and NNPA at 0.15% show stability, but credit cost remains at 0.23% (annualized).
Last quarter's promises, checked
Delivered
- Guided Recovery Rs.4,500-5,500Cr → delivered Rs.1,900Cr in Q1 (= BEAT)
- Guided Credit Cost <1% → delivered 0.23% (= BEAT)
- Guided Cost-to-income ~45% → delivered 44.80% (= BEAT)
Partly delivered
- Guided CASA ratio 40% → delivered 39.73% (= PARTIAL)
Investor Presentation filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹932.85
- Market cap
- ₹1,25,652 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.5×Sector 21.0×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Bank
All →Indian Bank Other Announcement
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- Value
- ₹0.02 Cr
Indian Bank Debt & Borrowing: ₹356 Cr
Indian Bank confirmed payment of Rs.3,56,00,00,000 interest on its Long Term Infrastructure Bonds Series II on 26 October 2026. The bond issue size is Rs.5,000 Crore.
- Value
- ₹356.0 Cr
Indian Bank Management Change
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Indian Bank Other Announcement
Indian Bank has upwardly revised interest rates for its 'Ind Grow' (555 days) and 'Ind Prosper' (777 days) special retail term deposit schemes.
Indian Bank Legal & Regulatory
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- Value
- ₹22,079 Cr