| Margins | Domestic NIM improved 6bps YoY to 3.41%. |
|---|---|
| Order book | Gross Advances reached ₹6,84,623 Cr. |
| Demand visibility | Strong credit demand in RAM and Infrastructure sectors. |
Growth
Net Interest Income grew 17% YoY to ₹7,435 Cr. Operating Profit rose 17% YoY to ₹5,557 Cr.
Outlook
Targeting 66% RAM share in domestic advances; infrastructure and retail remain key focus sectors for deployment.
Risks
Gross NPA at 1.86% and NNPA at 0.15% show stability, but credit cost remains at 0.23% (annualized).
Last quarter's promises, checked
Delivered
- Guided Recovery Rs.4,500-5,500Cr → delivered Rs.1,900Cr in Q1 (= BEAT)
- Guided Credit Cost <1% → delivered 0.23% (= BEAT)
- Guided Cost-to-income ~45% → delivered 44.80% (= BEAT)
Partly delivered
- Guided CASA ratio 40% → delivered 39.73% (= PARTIAL)
Investor Presentation filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹832.00
- Market cap
- ₹1,12,067 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Bank
All →Indian Bank Management Change
Indian Bank announced that the Central Government extended the tenure of Executive Director Shri Shiv Bajrang Singh until his superannuation on February 28, 2027.
Indian Bank Debt & Borrowing: ₹362 Cr
Indian Bank has confirmed the payment of interest on its Long Term Infrastructure Bonds Series I (ISIN: INE562A08099) on the due date.
- Value
- ₹362.0 Cr
Indian Bank Adverse Business Impact
Indian Bank has informed the exchange about a strike notice issued by the United Forum of Bank Unions, potentially affecting branch operations on scheduled dates.
Indian Bank IPO
Indian Bank plans to divest up to 15,00,000 equity shares of the National Stock Exchange of India Ltd. via an Offer for Sale in the proposed NSE IPO.
Indian Bank Earnings Call: Key Takeaways
Indian Bank reported Q1 FY27 results with Net Profit up 10.09% YoY to Rs. 3,273 crore. Management is focusing on RAM growth and NIM stability through disciplined credit pricing and CASA mobilization.
Indian Bank Q1 FY27 Results: Net Profit ₹3,357 Cr, Up 47.5% YoY
Indian Bank reported revenue from operations of ₹18,095 Cr (+11.1% YoY) and net profit of ₹3,357 Cr (+47.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹3,357 Cr · +47.5% YoY