| Margins | NIM expanded 6 bps sequentially; targeting 3.15-3.25% range. |
|---|---|
| Order book | Pipeline of USD 1 billion for FCNR(B) mobilization. |
| Demand visibility | Robust domestic credit demand across RAM and corporate segments. |
| Management confidence | High; performance expected at upper end of guided ranges. |
Growth
Net profit increased 10.09% YoY; NII grew 17% YoY. Deposits and advances grew by 13.40% and 13.89% respectively.
Outlook
Guidance: 13-14% credit growth, NIM of 3.15-3.25%, and RoA improvement. Total IT budget of Rs. 3,000 crore planned.
Risks
CASA mobilization remains a challenge. Potential ECL transition impact of Rs. 3,000-3,500 crore noted.
Earnings Call filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹832.00
- Market cap
- ₹1,12,067 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Bank
All →Indian Bank Management Change
Indian Bank announced that the Central Government extended the tenure of Executive Director Shri Shiv Bajrang Singh until his superannuation on February 28, 2027.
Indian Bank Debt & Borrowing: ₹362 Cr
Indian Bank has confirmed the payment of interest on its Long Term Infrastructure Bonds Series I (ISIN: INE562A08099) on the due date.
- Value
- ₹362.0 Cr
Indian Bank Adverse Business Impact
Indian Bank has informed the exchange about a strike notice issued by the United Forum of Bank Unions, potentially affecting branch operations on scheduled dates.
Indian Bank IPO
Indian Bank plans to divest up to 15,00,000 equity shares of the National Stock Exchange of India Ltd. via an Offer for Sale in the proposed NSE IPO.
Indian Bank Investor Presentation: Key Takeaways
Indian Bank reported strong Q1FY27 performance with Net Profit rising 10% YoY to ₹3,273 Cr and NIM (Domestic) improving to 3.41%. Business grew 13.66% YoY, driven by RAM segment expansion.
Indian Bank Q1 FY27 Results: Net Profit ₹3,357 Cr, Up 47.5% YoY
Indian Bank reported revenue from operations of ₹18,095 Cr (+11.1% YoY) and net profit of ₹3,357 Cr (+47.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹3,357 Cr · +47.5% YoY