ALFA Finder| Margins | NIM expanded 6 bps sequentially; targeting 3.15-3.25% range. |
|---|---|
| Order book | Pipeline of USD 1 billion for FCNR(B) mobilization. |
| Demand visibility | Robust domestic credit demand across RAM and corporate segments. |
| Management confidence | High; performance expected at upper end of guided ranges. |
Growth
Net profit increased 10.09% YoY; NII grew 17% YoY. Deposits and advances grew by 13.40% and 13.89% respectively.
Outlook
Guidance: 13-14% credit growth, NIM of 3.15-3.25%, and RoA improvement. Total IT budget of Rs. 3,000 crore planned.
Risks
CASA mobilization remains a challenge. Potential ECL transition impact of Rs. 3,000-3,500 crore noted.
Earnings Call filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹935.40
- Market cap
- ₹1,25,995 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.5×Sector 20.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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