ALFA Finder| Revenue growth | Total Income FY26: ₹77,441 Cr (up 8.7% YoY). |
|---|---|
| Margins | Domestic NIM at 3.36% for FY26. |
| Demand visibility | Strong growth in Retail (18.7%) and MSME (16.4%) segments. |
| Management confidence | High; surpassed all mandatory RBI priority sector targets. |
Growth
FY26 Net Profit grew 11.33% YoY; Operating Profit rose 4.83% YoY. Net Interest Income increased 6.91% YoY.
Outlook
Focus on RAM segment (65% of domestic advances) and maintaining low NNPA levels below 0.15%.
Risks
Potential NIM compression due to rising cost of deposits and moderate growth in non-interest income.
Earnings Call filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹939.40
- Market cap
- ₹1,26,534 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.6×Sector 20.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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