| Revenue growth | Total Income FY26: ₹77,441 Cr (up 8.7% YoY). |
|---|---|
| Margins | Domestic NIM at 3.36% for FY26. |
| Demand visibility | Strong growth in Retail (18.7%) and MSME (16.4%) segments. |
| Management confidence | High; surpassed all mandatory RBI priority sector targets. |
Growth
FY26 Net Profit grew 11.33% YoY; Operating Profit rose 4.83% YoY. Net Interest Income increased 6.91% YoY.
Outlook
Focus on RAM segment (65% of domestic advances) and maintaining low NNPA levels below 0.15%.
Risks
Potential NIM compression due to rising cost of deposits and moderate growth in non-interest income.
Earnings Call filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹832.00
- Market cap
- ₹1,12,067 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 8.8×Sector 22.0×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.16%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Indian Bank
All →Indian Bank Management Change
Indian Bank announced that the Central Government extended the tenure of Executive Director Shri Shiv Bajrang Singh until his superannuation on February 28, 2027.
Indian Bank Debt & Borrowing: ₹362 Cr
Indian Bank has confirmed the payment of interest on its Long Term Infrastructure Bonds Series I (ISIN: INE562A08099) on the due date.
- Value
- ₹362.0 Cr
Indian Bank Adverse Business Impact
Indian Bank has informed the exchange about a strike notice issued by the United Forum of Bank Unions, potentially affecting branch operations on scheduled dates.
Indian Bank IPO
Indian Bank plans to divest up to 15,00,000 equity shares of the National Stock Exchange of India Ltd. via an Offer for Sale in the proposed NSE IPO.
Indian Bank Investor Presentation: Key Takeaways
Indian Bank reported strong Q1FY27 performance with Net Profit rising 10% YoY to ₹3,273 Cr and NIM (Domestic) improving to 3.41%. Business grew 13.66% YoY, driven by RAM segment expansion.
Indian Bank Earnings Call: Key Takeaways
Indian Bank reported Q1 FY27 results with Net Profit up 10.09% YoY to Rs. 3,273 crore. Management is focusing on RAM growth and NIM stability through disciplined credit pricing and CASA mobilization.