ALFA Finder| Revenue growth | NII grew 6.91% YoY in FY26. |
|---|---|
| Margins | FY26 NIM (Domestic) at 3.36%, down 15bps YoY. |
| Demand visibility | Strong in Retail (18.7% YoY) and Agriculture (11.3% YoY). |
| Management confidence | High, citing surpassed RBI priority sector targets. |
Growth
FY26 Net Profit grew 11.33% YoY. NII increased 6.91% YoY. Advances grew 13.43% YoY.
Outlook
Focus on RAM segment (65.45% of advances) and digital transformation. Priority sector targets surpassed.
Risks
Slight QoQ increase in fresh slippages; potential yield compression as Cost of Deposits remains competitive.
Earnings Call filed with BSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹939.40
- Market cap
- ₹1,26,534 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.6×Sector 20.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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