ALFA Finder| Revenue growth | NII grew 6.91% YoY for FY26. |
|---|---|
| Margins | Domestic NIM at 3.36% for FY26 vs 3.51% in FY25. |
| Demand visibility | Strong credit demand in RAM sectors, up 15% YoY. |
| Management confidence | High, highlighted surpassing all RBI mandatory priority sector targets. |
Growth
FY26 Net Profit grew 11.33% YoY; Gross Advances rose 13% YoY driven by 15% RAM growth.
Outlook
Strong capital adequacy (CRAR 17.93%) supports future lending; focusing on RAM segments (65% of domestic advances).
Risks
Slight QoQ compression in Domestic NIM to 3.35%; potential pressure from rising cost of funds.
Earnings Call filed with BSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹939.40
- Market cap
- ₹1,26,534 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.6×Sector 20.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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