ALFA Finder| Revenue growth | Interest income grew 8.79% YoY for FY26. |
|---|---|
| Margins | NIM Domestic fell from 3.51% to 3.36% YoY. |
| Demand visibility | Strong growth in RAM (Retail, Agri, MSME) and Corporate segments. |
| Management confidence | High; surpassed all mandatory RBI priority sector targets. |
Growth
FY26 Net Profit grew 11.33% YoY; Q4FY26 PAT rose 4.97% YoY. Gross Advances up 13% YoY, led by 15% RAM growth.
Outlook
Management surpassed all RBI priority sector targets. RAM sector remains a key growth focus, now comprising 65% of domestic advances.
Risks
Pressure on NIM (Domestic) which fell 15 bps YoY to 3.36%. Fresh slippages in Q4 increased to ₹1,355 Cr.
Earnings Call filed with NSE, NSE: INDIANB. Summary written with AI assistance from the document.
Indian Bank: key numbers
- Share price
- ₹939.40
- Market cap
- ₹1,26,534 Cr
- Revenue (annual)
- ₹67,504 Cr
- Net profit (annual)
- ₹11,704 Cr
- P/E (TTM)
- 9.6×Sector 20.8×
- Promoter holding
- 73.84%+0.00% QoQ
- FII holding
- 6.87%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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