| Revenue growth | NII up 31% YoY for the quarter. |
|---|---|
| Margins | Yields 14.8%; maintaining spreads above 6% in medium term. |
| Demand visibility | Strong structural demand for housing; logins increasing day by day. |
| Management confidence | High; confident in achieving ₹30k Cr AUM target by 2030. |
Growth
AUM grew 29% YoY; Q4 disbursement crossed ₹1,000 Cr for the first time. PAT for FY26 exceeded ₹500 Cr.
Outlook
Guided 25-30% AUM growth for next 3 years; target ₹30,000 Cr AUM by 2030; 40-45 annual branch additions.
Risks
Geopolitical tensions and uneven monsoons impacting rural cash flows; short-term LPG supply disruptions affecting small businesses.
Earnings Call filed with BSE, NSE: INDIASHLTR. Summary written with AI assistance from the document.
India Shelter Finance Corporation Ltd: key numbers
- Share price
- ₹654.30
- Market cap
- ₹7,145 Cr
- Revenue (annual)
- ₹1,530 Cr
- Net profit (annual)
- ₹505.1 Cr
- P/E (TTM)
- 13.5×Sector 22.0×
- Promoter holding
- 46.05%-1.49% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from India Shelter Finance Corporation Ltd
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- Value
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