| Revenue growth | Net Income grew 30% YoY in Q4FY26 to ₹293 Cr. |
|---|---|
| Margins | Spreads stable at 6.6%; COF improved 50bps YoY to 8.2%. |
| Demand visibility | Strong; pegged 100m unit housing shortage in India. |
| Management confidence | High; citing 15-year vintage and scalable tech model. |
Growth
FY26 Gross AUM grew 29% YoY; PAT increased 33% YoY. Q4FY26 PAT grew 27% YoY to ₹138 Cr.
Outlook
Strong liquidity of ₹2,028 Cr and 307 branch network supports continued expansion in the affordable housing segment.
Risks
Gross Stage 3 assets rose to 1.2% from 1.0% YoY. Credit costs increased 153% YoY in Q4.
Earnings Call filed with BSE, NSE: INDIASHLTR. Summary written with AI assistance from the document.
India Shelter Finance Corporation Ltd: key numbers
- Share price
- ₹654.30
- Market cap
- ₹7,145 Cr
- Revenue (annual)
- ₹1,530 Cr
- Net profit (annual)
- ₹505.1 Cr
- P/E (TTM)
- 13.5×Sector 22.0×
- Promoter holding
- 46.05%-1.49% QoQ
- FII holding
- 6.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from India Shelter Finance Corporation Ltd
All →India Shelter Finance Corporation Debt & Borrowing: ₹0.72 Cr
India Shelter Finance Corporation Limited successfully paid a Rs. 0.72 Crore quarterly interest obligation for its NCD series. The payment was completed on September 25, 2026.
- Value
- ₹0.72 Cr
India Shelter Finance Corporation Debt & Borrowing: ₹3.13 Cr
India Shelter Finance Corporation Ltd redeemed NCDs worth ₹3.13 Crore. The partial redemption by face value reduces the outstanding amount to ₹31.25 Crore.
- Value
- ₹3.13 Cr
India Shelter Finance Corporation Debt & Borrowing: ₹3.85 Cr
India Shelter Finance Corporation paid Rs. 3.85 Crore towards NCD interest and partial principal redemption. The payment satisfies obligations for ISIN INE922K07104 due on September 26, 2026.
- Value
- ₹3.85 Cr
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India Shelter Finance Corporation allotted 29,648 equity shares upon the exercise of vested employee stock options under its ESOP schemes.
India Shelter Finance Corporation Results Correction
India Shelter Finance clarified to NSE that its sole subsidiary was liquidated by March 2026, so no consolidated results were prepared for Q1 FY27.
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India Shelter Finance Corporation allotted 2,00,604 equity shares upon the exercise of vested Employee Stock Options. This increases the company's paid-up share capital.