ALFA Finder| Revenue growth | PPOP grew 80% YoY; AUM grew 38% YoY. |
|---|---|
| Margins | Expect ROA to improve toward 3.0%-3.5% as credit costs decline. |
| Demand visibility | Strong credit demand in retail and MSME segments. |
| Management confidence | High; confident in asset quality and credit cost reduction. |
Growth
AUM grew 38% YoY to ₹1,08,180cr; core products up 45% YoY. Gold loans tonnage reached 62 tons.
Outlook
Guided for 20-25% AUM growth in FY27. Credit cost expected to improve to 1.5%-1.7% from 2.7%-3.0% range.
Risks
Stress in legacy micro-LAP portfolio; ongoing income tax assessment process; competitive intensity in affordable housing.
Earnings Call filed with BSE, NSE: IIFL. Summary written with AI assistance from the document.
IIFL Finance Ltd: key numbers
- Share price
- ₹672.65
- Market cap
- ₹28,723 Cr
- Revenue (annual)
- ₹13,351 Cr
- Net profit (annual)
- ₹1,661 Cr
- P/E (TTM)
- 11.5×Sector 20.8×
- Promoter holding
- 24.76%-0.09% QoQ
- FII holding
- 25.63%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from IIFL Finance Ltd
All →IIFL Finance Annual General Meeting
IIFL Finance called an EGM for December 4, 2026 to approve a preferential issue of convertible preference shares and warrants. Also covers articles and a director redesignation.
IIFL Finance Preferential Issue
IIFL Finance's EGM on 4 December 2026 seeks approval for a preferential issue. Convertible preference shares and warrants total about ₹6,414.20 Crore.
- Value
- ₹6,414 Cr
IIFL Finance Preferential Issue
IIFL Finance executed three subscription agreements for a preferential issue of CCPS and warrants at Rs 602 per share. Completion is subject to shareholder and regulatory approvals.
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IIFL Finance's board approved an alteration of authorised share capital. The shareholder vote is set for 4 December 2026.
IIFL Finance Fund Raise of ₹6,414 Cr
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- Value
- ₹6,414 Cr
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IIFL Finance paid Rs.0.26 Crore interest on Series V NCDs on 7 November 2026. Servicing listed debt is a debt event for investors.
- Value
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