| Revenue growth | PPOP grew 80% YoY; AUM grew 38% YoY. |
|---|---|
| Margins | Expect ROA to improve toward 3.0%-3.5% as credit costs decline. |
| Demand visibility | Strong credit demand in retail and MSME segments. |
| Management confidence | High; confident in asset quality and credit cost reduction. |
Growth
AUM grew 38% YoY to ₹1,08,180cr; core products up 45% YoY. Gold loans tonnage reached 62 tons.
Outlook
Guided for 20-25% AUM growth in FY27. Credit cost expected to improve to 1.5%-1.7% from 2.7%-3.0% range.
Risks
Stress in legacy micro-LAP portfolio; ongoing income tax assessment process; competitive intensity in affordable housing.
Earnings Call filed with BSE, NSE: IIFL. Summary written with AI assistance from the document.
IIFL Finance Ltd: key numbers
- Share price
- ₹616.95
- Market cap
- ₹26,332 Cr
- Revenue (annual)
- ₹13,351 Cr
- Net profit (annual)
- ₹1,661 Cr
- P/E (TTM)
- 12.5×Sector 22.0×
- Promoter holding
- 24.85%+0.00% QoQ
- FII holding
- 23.86%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from IIFL Finance Ltd
All →IIFL Finance Debt & Borrowing: ₹60 Cr
IIFL Finance Limited has redeemed commercial papers worth Rs. 60.00 Crore. The full redemption was completed upon maturity on September 25, 2026.
- Value
- ₹60.00 Cr
IIFL Finance Debt & Borrowing
IIFL Finance allotted Non-Convertible debt securities on 21 September 2026 under a blanket board limit of Rs.10,000 Crore. No specific allotment amount or investor details were disclosed.
IIFL Finance Debt & Borrowing: ₹130 Cr
IIFL Finance allotted 13,000 secured NCDs aggregating ₹130 Crore under Series D37 Reissue I via private placement. The 2-year instrument carries a 9.25% coupon with first-ranking pari passu charge over loan assets.
- Value
- ₹130.0 Cr
- Execution
- 2 years
IIFL Finance Debt & Borrowing: ₹257 Cr
IIFL Finance successfully redeemed commercial paper worth ₹257 Crore upon maturity. This disclosure confirms the repayment of principal to all beneficiaries.
- Value
- ₹257.0 Cr
IIFL Finance Debt & Borrowing: ₹500 Cr
IIFL Finance Limited has completed the full redemption of its Commercial Paper, amounting to ₹500 Crore. The payment was made upon maturity as per regulatory requirements.
- Value
- ₹500.0 Cr
IIFL Finance Employee Stock Options
IIFL Finance allotted 14,30,848 equity shares to employees upon exercise of ESOPs. The allotment was approved by the Nomination and Remuneration Committee via circular resolution.