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Earnings Call

ICICI Prudential Life Insurance Company Earnings Call: Key Takeaways

ICICI Prudential reports FY2026 performance with VNB growth of 10.9% and PAT growth of 34.6%. Strategy focuses on a '3C Framework': Customer Centricity, Competency, and Catalyst.

Highlights
Revenue growthTotal premium grew 8.5% YoY to ₹531.25bn.
MarginsVNB margin expanded to 24.7% from 22.8% YoY.
Demand visibilityStrong retail protection demand aided by GST reforms.

Growth

VNB at ₹26.29bn (up 10.9%); PAT at ₹16.00bn (up 34.6%); APE at ₹106.41bn (up 2.2%).

Outlook

Targeting sustainable VNB growth through diversified distribution and innovative products like retail protection and annuities.

Risks

13M persistency declined to 84.5% from 89.1% YoY; credit life segment flat due to MFI headwinds.

Source

Earnings Call filed with BSE, NSE: ICICIPRULI. Summary written with AI assistance from the document.

Read the document ↗

ICICI Prudential Life Insurance Company Ltd: key numbers

Share price
₹458.70
Market cap
₹66,566 Cr
Revenue (annual)
₹63,467 Cr
Net profit (annual)
₹1,600 Cr
P/E (TTM)
39.5×Sector 21.7×
Promoter holding
72.73%-0.07% QoQ
FII holding
10.22%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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