| Revenue growth | GDPI grew 9.2% for industry vs 7.0% for company in FY2026. |
|---|---|
| Margins | Combined Ratio (1/n) at 103.4% vs 102.8% YoY; Motor range 65-67%. |
| Demand visibility | Positive retail sales trends in private cars (11.9%) and two-wheelers (13.2%). |
| Management confidence | High confidence in digital-first DIY servicing and retail health growth momentum. |
Growth
GDPI grew 7.0%; excluding crop/mass health, growth was 10.2%. Retail health business grew 51.1%.
Outlook
Transitioning to Ind AS; maintain 65-67% Motor loss ratio range; dividend of ₹13.50/share for FY2026.
Risks
Competitive pricing pressure in Commercial Fire segment; elevated Motor industry combined ratios (128.1%).
Earnings Call filed with BSE, NSE: ICICIGI. Summary written with AI assistance from the document.
ICICI Lombard General Insurance Company Ltd: key numbers
- Share price
- ₹1,691.20
- Market cap
- ₹84,516 Cr
- Revenue (annual)
- ₹26,994 Cr
- Net profit (annual)
- ₹2,772 Cr
- P/E (TTM)
- 33.1×Sector 21.0×
- Promoter holding
- 51.28%+0.06% QoQ
- FII holding
- 18.34%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from ICICI Lombard General Insurance Company Ltd
All →ICICI Lombard General Insurance Company Capital Structure Change
ICICI Lombard is investing Rs.40.16 crore in cash in listed Axis Bank, in tranches. The filing says this is part of its ordinary-course investment function.
- Value
- ₹40.16 Cr
- Execution
- Multiple tranches over a period of time; no specific duration stated.
ICICI Lombard General Insurance Company Acquisition Worth ₹40 Cr
ICICI Lombard acquired Axis Bank shares worth ₹40 Crore on 13 November 2026, taking its holding to 0.13%. The purchase is an ordinary-course investment-function transaction.
- Value
- ₹40.00 Cr
ICICI Lombard General Insurance Company Employee Stock Options
ICICI Lombard allotted 24,495 equity shares under its ESOP and ESUS schemes on November 12, 2026. The shares rank pari passu with existing equity.
ICICI Lombard General Insurance Company Other Announcement
ICICI Lombard informed exchanges that its RTA, KFin Technologies, will shift its corporate office effective 1 December 2026. RTA contact details and registered office remain unchanged.
ICICI Lombard General Insurance Company Employee Stock Options
ICICI Lombard allotted 3,956 equity shares on 3 November 2026 under two employee schemes. A Whole-time Director approved the allotment under delegated authority.
ICICI Lombard General Insurance Company Acquisition Worth ₹172 Cr
ICICI Lombard disclosed that it acquired Rs.172 Crore of State Bank of India shares on October 28, 2026, in its ordinary-course investment function. Its cumulative holding in SBI is now 0.02%.
- Value
- ₹172.0 Cr
- Execution
- Investment made in multiple tranches over a period of time