ALFA Finder India's fastest NSE & BSE filing alerts on Telegram, filtered to the stocks you hold Telegram alerts alfafinder.com →
Saturday, 14 November 2026 Every NSE & BSE announcement, by company
ALFA Filings Every announcement, straight from the exchange
Earnings Call

ICICI Lombard General Insurance Company Earnings Call: Key Takeaways

ICICI Lombard reported FY2026 PAT growth of 10.5% (1/n basis) to ₹27.72 billion. Focus remains on retail health expansion and digital efficiency via 'IL OneForce' and 'IL TakeCare' platforms.

Highlights
Revenue growthGDPI grew 9.2% for industry vs 7.0% for company in FY2026.
MarginsCombined Ratio (1/n) at 103.4% vs 102.8% YoY; Motor range 65-67%.
Demand visibilityPositive retail sales trends in private cars (11.9%) and two-wheelers (13.2%).
Management confidenceHigh confidence in digital-first DIY servicing and retail health growth momentum.

Growth

GDPI grew 7.0%; excluding crop/mass health, growth was 10.2%. Retail health business grew 51.1%.

Outlook

Transitioning to Ind AS; maintain 65-67% Motor loss ratio range; dividend of ₹13.50/share for FY2026.

Risks

Competitive pricing pressure in Commercial Fire segment; elevated Motor industry combined ratios (128.1%).

Source

Earnings Call filed with BSE, NSE: ICICIGI. Summary written with AI assistance from the document.

Read the document ↗

ICICI Lombard General Insurance Company Ltd: key numbers

Share price
₹1,691.20
Market cap
₹84,516 Cr
Revenue (annual)
₹26,994 Cr
Net profit (annual)
₹2,772 Cr
P/E (TTM)
33.1×Sector 21.0×
Promoter holding
51.28%+0.06% QoQ
FII holding
18.34%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from ICICI Lombard General Insurance Company Ltd

All →