| Revenue growth | GDPI grew 9.2% for industry vs 7.0% for company in FY2026. |
|---|---|
| Margins | Combined Ratio (1/n) at 103.4% vs 102.8% YoY; Motor range 65-67%. |
| Demand visibility | Positive retail sales trends in private cars (11.9%) and two-wheelers (13.2%). |
| Management confidence | High confidence in digital-first DIY servicing and retail health growth momentum. |
Growth
GDPI grew 7.0%; excluding crop/mass health, growth was 10.2%. Retail health business grew 51.1%.
Outlook
Transitioning to Ind AS; maintain 65-67% Motor loss ratio range; dividend of ₹13.50/share for FY2026.
Risks
Competitive pricing pressure in Commercial Fire segment; elevated Motor industry combined ratios (128.1%).
Earnings Call filed with BSE, NSE: ICICIGI. Summary written with AI assistance from the document.
ICICI Lombard General Insurance Company Ltd: key numbers
- Share price
- ₹1,540.00
- Market cap
- ₹76,941 Cr
- Revenue (annual)
- ₹26,994 Cr
- Net profit (annual)
- ₹2,772 Cr
- P/E (TTM)
- 31.7×Sector 21.7×
- Promoter holding
- 51.22%-0.07% QoQ
- FII holding
- 21.45%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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