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Earnings Call

ICICI Bank Earnings Call: Key Takeaways

ICICI Bank reported strong Q4-2026 results with PAT growing 8.5% YoY to ₹13,702 crore. Focus remains on risk-calibrated profitable growth and 'Customer 360' strategy.

Highlights
Revenue growthNII grew 8.4% YoY; Fee income grew 7.5% YoY.
MarginsNIM at 4.32% in Q4; expected to be range-bound in FY27.
Demand visibilityPositive underlying economy, though clouded by West-Asia geopolitical uncertainty.
Management confidenceHigh; emphasizing strong balance sheet, liquidity, and risk-calibrated approach.

Growth

PAT up 8.5% YoY; NII grew 8.4% to ₹22,979 crore. Core operating profit increased 5.1% YoY.

Outlook

NIM expected to be range-bound in FY27; dividend of ₹12/share recommended. Maintaining credit cost below 50bps.

Risks

West-Asia conflict uncertainties affecting market yields and currency; potential supply chain shocks mentioned.

Source

Earnings Call filed with BSE, NSE: ICICIBANK. Summary written with AI assistance from the document.

Read the document ↗

ICICI Bank Ltd: key numbers

Share price
₹1,302.00
Market cap
₹9,34,673 Cr
Revenue (annual)
₹1,95,218 Cr
Net profit (annual)
₹54,208 Cr
P/E (TTM)
16.7×Sector 21.7×
Promoter holding
0.00%+0.00% QoQ
FII holding
33.79%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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