| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | Strong disbursements; targeting 25% growth in FY27 disbursements. |
|---|---|
| Margins | Aiming to maintain steady 2% spreads and 3% NIMs. |
| Order book | Massive pipeline of ₹6.5 Lakh Cr in existing MoUs. |
| Demand visibility | Strong visibility via MoUs with Gujarat and Bihar for ₹2L Cr. |
| Management confidence | High; emphasizing strategic shift toward large-scale urban infrastructure MoUs. |
Growth
Strong disbursement growth reported; FY27 disbursement target set at ₹65,000 Cr vs ₹52,000 Cr in FY26.
Outlook
Targeting a loan book of ₹3 Lakh Cr by 2030 with a steady 2% spread maintenance.
Risks
Project execution delays in MoUs due to land acquisition and political issues; competitive pressure on lending rates.
Last quarter's promises, checked
Delivered
- Guided 25% loan growth → delivered 30% (= BEAT)
- Targeted 3% NIM → delivered 3.43% (excl. EBR) (= BEAT)
- Guided 2% spread → delivered 2.42% (= BEAT)
Partly delivered
- Targeted INR 1.5L Cr loan book by Mar'26 → delivered INR 1.44L Cr currently (= PARTIAL)
Missed
- Guided zero forex loss → delivered INR 176 Cr loss (= MISS)
Earnings Call Transcript filed with BSE, NSE: HUDCO. Summary written with AI assistance from the document.
Housing and Urban Development Corporation Ltd: key numbers
- Share price
- ₹173.99
- Market cap
- ₹34,831 Cr
- Revenue (annual)
- ₹13,150 Cr
- Net profit (annual)
- ₹4,034 Cr
- P/E (TTM)
- 8.2×Sector 22.0×
- Promoter holding
- 75.00%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Housing and Urban Development Corporation Ltd
All →Housing and Urban Development Corporation Other Announcement
HUDCO has extended the tenure of its Chief Compliance Officer, Ms. Nishi Rani, for an additional one-year period effective from 29th September, 2026.
Housing and Urban Development Corporation Debt & Borrowing: ₹211 Cr
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- Value
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Housing and Urban Development Corporation Debt & Borrowing: ₹143 Cr
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- Value
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Housing and Urban Development Corporation Other Announcement
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Housing and Urban Development Corporation Management Change
HUDCO has appointed S A R C & Associates as the new statutory auditor of the company, effective September 8, 2026.
Housing and Urban Development Corporation Credit Rating
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