ALFA Finder| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | Strong disbursements; targeting 25% growth in FY27 disbursements. |
|---|---|
| Margins | Aiming to maintain steady 2% spreads and 3% NIMs. |
| Order book | Massive pipeline of ₹6.5 Lakh Cr in existing MoUs. |
| Demand visibility | Strong visibility via MoUs with Gujarat and Bihar for ₹2L Cr. |
| Management confidence | High; emphasizing strategic shift toward large-scale urban infrastructure MoUs. |
Growth
Strong disbursement growth reported; FY27 disbursement target set at ₹65,000 Cr vs ₹52,000 Cr in FY26.
Outlook
Targeting a loan book of ₹3 Lakh Cr by 2030 with a steady 2% spread maintenance.
Risks
Project execution delays in MoUs due to land acquisition and political issues; competitive pressure on lending rates.
Last quarter's promises, checked
Delivered
- Guided 25% loan growth → delivered 30% (= BEAT)
- Targeted 3% NIM → delivered 3.43% (excl. EBR) (= BEAT)
- Guided 2% spread → delivered 2.42% (= BEAT)
Partly delivered
- Targeted INR 1.5L Cr loan book by Mar'26 → delivered INR 1.44L Cr currently (= PARTIAL)
Missed
- Guided zero forex loss → delivered INR 176 Cr loss (= MISS)
Earnings Call Transcript filed with BSE, NSE: HUDCO. Summary written with AI assistance from the document.
Housing and Urban Development Corporation Ltd: key numbers
- Share price
- ₹171.40
- Market cap
- ₹34,313 Cr
- Revenue (annual)
- ₹13,150 Cr
- Net profit (annual)
- ₹4,034 Cr
- P/E (TTM)
- 7.7×Sector 20.8×
- Promoter holding
- 75.00%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Housing and Urban Development Corporation Ltd
All →Housing and Urban Development Corporation Earnings Call Transcript: Key Takeaways
H1 FY27 showed strong growth: disbursements over ₹35,000 Cr (+37%) and loan book up 29% to ₹1.86 lakh Cr. Management reaffirmed ~2% spread and ~3% NIM despite funding-cost pressure.
Housing and Urban Development Corporation Dividend
HUDCO declared a second interim dividend of Rs 1.35 per equity share for FY 2026-27 on 4 Nov 2026. The record date is 11 Nov 2026 and payment is proposed by 3 Dec 2026.
Housing and Urban Development Corporation Q2 FY27 Results: Net Profit ₹911 Cr, Up 28.3% YoY
Housing and Urban Development Corporation Ltd reported revenue from operations of ₹4,040 Cr (+25.5% YoY) and net profit of ₹911 Cr (+28.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹911 Cr · +28.3% YoY
Housing and Urban Development Corporation Board Meeting Date
HUDCO's Board meets 4 November 2026 to consider Q3/H1 results and a potential 2nd interim dividend. Trading Window stays closed until 6 November.
Housing and Urban Development Corporation Debt & Borrowing: ₹149.8 Cr
HUDCO paid Rs 149.80 Crore interest on four 2013 tax-free bond series on 26 October 2026. Payments were made on the due date across all series.
- Value
- ₹149.8 Cr
Housing and Urban Development Corporation Legal & Regulatory
HUDCO Board noted LODR fines of ₹0.12 Crore for board quorum and committee non-compliance in Q1 FY27. Board requested waiver citing government-company appointment constraints.
- Value
- ₹0.12 Cr