ALFA Finder| Revenue growth | 27% YoY increase in operational revenue. |
|---|---|
| Margins | Cost of funds decreased to 6.95% from 7.07% YoY. |
| Order book | Loan sanctions surged 91% YoY to ₹65,485 Cr. |
| Demand visibility | Strong pipeline from PMAY 2.0 and Urban Challenge Fund. |
| Management confidence | High, citing 'Excellent' MoU ratings for FY24/25. |
Growth
Net Profit grew 35% YoY to ₹851 Cr; Revenue from Operations increased 27% to ₹3,717 Cr.
Outlook
Focusing on 'Viksit Bharat' through Urban Challenge Fund and City Economic Regions; maintaining AAA credit ratings.
Risks
Potential interest rate volatility and geographic concentration; reliance on State Government guarantees for 98.98% of loan book.
Last quarter's promises, checked
Delivered
- Guided 25% loan growth → delivered 28.8% (= BEAT)
- Guided NIM at 3% → delivered 3.43% (= BEAT)
- Guided disbursement spread across quarters → achieved 50% target in H1 (= BEAT)
Partly delivered
- Guided debt-equity at ~8% → delivered 6.70x (= PARTIAL)
Missed
- Guided zero NPA in 15 months → delivered 0.96% Gross NPA (= MISS)
Investor Presentation filed with BSE, NSE: HUDCO. Summary written with AI assistance from the document.
Housing and Urban Development Corporation Ltd: key numbers
- Share price
- ₹167.60
- Market cap
- ₹33,552 Cr
- Revenue (annual)
- ₹13,150 Cr
- Net profit (annual)
- ₹4,034 Cr
- P/E (TTM)
- 7.5×Sector 21.0×
- Promoter holding
- 75.00%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Housing and Urban Development Corporation Ltd
All →Housing and Urban Development Corporation Capital Structure Change
LIC disclosed a market sale of about 4.05 crore HUDCO shares, cutting its stake from 8.90% to 6.88%. No promoter involvement or transaction value was reported.
Housing and Urban Development Corporation Debt & Borrowing: ₹130.1 Cr
HUDCO paid Rs.130.06 Crore half-yearly interest on its 8.60% GoI FS Bond Series I 2018 on November 12, 2026. The instrument has an issue size of Rs.3,000 Crore.
- Value
- ₹130.1 Cr
Housing and Urban Development Corporation Earnings Call Transcript: Key Takeaways
H1 FY27 showed strong growth: disbursements over ₹35,000 Cr (+37%) and loan book up 29% to ₹1.86 lakh Cr. Management reaffirmed ~2% spread and ~3% NIM despite funding-cost pressure.
Housing and Urban Development Corporation Dividend
HUDCO declared a second interim dividend of Rs 1.35 per equity share for FY 2026-27 on 4 Nov 2026. The record date is 11 Nov 2026 and payment is proposed by 3 Dec 2026.
Housing and Urban Development Corporation Q2 FY27 Results: Net Profit ₹911 Cr, Up 28.3% YoY
Housing and Urban Development Corporation Ltd reported revenue from operations of ₹4,040 Cr (+25.5% YoY) and net profit of ₹911 Cr (+28.3% YoY) for Q2 FY27.
- Key figure
- Net profit ₹911 Cr · +28.3% YoY
Housing and Urban Development Corporation Board Meeting Date
HUDCO's Board meets 4 November 2026 to consider Q3/H1 results and a potential 2nd interim dividend. Trading Window stays closed until 6 November.