| Revenue growth | 27% YoY increase in operational revenue. |
|---|---|
| Margins | Cost of funds decreased to 6.95% from 7.07% YoY. |
| Order book | Loan sanctions surged 91% YoY to ₹65,485 Cr. |
| Demand visibility | Strong pipeline from PMAY 2.0 and Urban Challenge Fund. |
| Management confidence | High, citing 'Excellent' MoU ratings for FY24/25. |
Growth
Net Profit grew 35% YoY to ₹851 Cr; Revenue from Operations increased 27% to ₹3,717 Cr.
Outlook
Focusing on 'Viksit Bharat' through Urban Challenge Fund and City Economic Regions; maintaining AAA credit ratings.
Risks
Potential interest rate volatility and geographic concentration; reliance on State Government guarantees for 98.98% of loan book.
Last quarter's promises, checked
Delivered
- Guided 25% loan growth → delivered 28.8% (= BEAT)
- Guided NIM at 3% → delivered 3.43% (= BEAT)
- Guided disbursement spread across quarters → achieved 50% target in H1 (= BEAT)
Partly delivered
- Guided debt-equity at ~8% → delivered 6.70x (= PARTIAL)
Missed
- Guided zero NPA in 15 months → delivered 0.96% Gross NPA (= MISS)
Investor Presentation filed with BSE, NSE: HUDCO. Summary written with AI assistance from the document.
Housing and Urban Development Corporation Ltd: key numbers
- Share price
- ₹173.99
- Market cap
- ₹34,831 Cr
- Revenue (annual)
- ₹13,150 Cr
- Net profit (annual)
- ₹4,034 Cr
- P/E (TTM)
- 8.2×Sector 22.0×
- Promoter holding
- 75.00%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Housing and Urban Development Corporation Ltd
All →Housing and Urban Development Corporation Other Announcement
HUDCO has extended the tenure of its Chief Compliance Officer, Ms. Nishi Rani, for an additional one-year period effective from 29th September, 2026.
Housing and Urban Development Corporation Debt & Borrowing: ₹211 Cr
HUDCO confirmed the payment of interest worth Rs.210.97 Crore for its 8.37% GoI FS Bonds Series-VI, due on September 25, 2026.
- Value
- ₹211.0 Cr
Housing and Urban Development Corporation Debt & Borrowing: ₹143 Cr
Housing & Urban Development Corporation has successfully paid ₹143 Crore in interest for its 7.15% taxable NCDs Series-C, due on September 25, 2026.
- Value
- ₹143.0 Cr
Housing and Urban Development Corporation Other Announcement
HUDCO has been assigned an ESG rating of 61.5 (Grade B) by SES ESG Research Pvt. Ltd., based on publicly available information.
Housing and Urban Development Corporation Management Change
HUDCO has appointed S A R C & Associates as the new statutory auditor of the company, effective September 8, 2026.
Housing and Urban Development Corporation Credit Rating
Japan Credit Rating Agency upgraded HUDCO's Foreign and Local Currency Long Term Issuer Ratings from BBB+ to A- with a stable outlook, reflecting India's sovereign rating upgrade.