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Earnings Call

Housing and Urban Development Corporation Earnings Call: Key Takeaways

HUDCO reported record performance for FY26 with PAT up 48.9% and loan sanctions growing 28.9%. The firm is shifting focus towards urban infrastructure and sustainable lending for 'Viksit Bharat'.

Highlights
Revenue growthOperational income grew 27.54% to ₹13,150.40 Cr.
MarginsNet Interest Margin at 2.91%; borrowing costs reduced by ~19 bps.
Order bookSanctions reached ₹1,64,757.79 Cr.
Demand visibilityHigh via Govt schemes like PMAY 2.0 and new City Economic Regions.
Management confidenceStrong; noted 'highest ever' metrics across sanctions and disbursements.

Growth

FY26 PAT reached ₹4,034.37 Cr (+48.9% YoY); Loan book grew 28.8% to ₹1.61 lakh Cr.

Outlook

Targeting zero Net NPA; targeting ₹3.0 lakh crore opportunity via Urban Challenge Fund over next 5 years.

Risks

Potential interest rate volatility and high concentration of government-backed lending (98.9%).

Source

Earnings Call filed with NSE, NSE: HUDCO. Summary written with AI assistance from the document.

Read the document ↗

Housing and Urban Development Corporation Ltd: key numbers

Share price
₹173.99
Market cap
₹34,831 Cr
Revenue (annual)
₹13,150 Cr
Net profit (annual)
₹4,034 Cr
P/E (TTM)
8.2×Sector 22.0×
Promoter holding
75.00%+0.00% QoQ
FII holding
2.40%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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