| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | AUM growing at 25% target. |
|---|---|
| Margins | Spreads stable at 5.3%; NIMs at 6.0%. |
| Demand visibility | Healthy demand across markets in affordable housing segment. |
| Management confidence | High, citing strong demand and disciplined underwriting. |
Growth
AUM grew 25.7% YoY to INR16,938Cr; disbursements rose 31% YoY. NII grew 38.2% YoY.
Outlook
Management maintains 25% AUM growth guidance; RoA expected to stay range-bound. CFO stepping down Aug 2026.
Risks
Potential margin compression from higher ticket sizes over long term; geopolitical uncertainty affecting interest rate cuts.
Last quarter's promises, checked
Delivered
- Guided 25% AUM growth → delivered 25.7% (= BEAT)
- Guided 5% to 5.25% spread → delivered 5.3% (= BEAT)
- Guided 30-40bps credit cost → delivered 40bps (= BEAT)
Partly delivered
- Guided 30-40 new branches/year → delivered 4 in Q1 (= PARTIAL)
Investor Presentation filed with BSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,123.10
- Market cap
- ₹11,743 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 20.2×Sector 22.0×
- Promoter holding
- 6.97%-0.02% QoQ
- FII holding
- 43.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Employee Stock Options
HFFCIL allotted 3,681 equity shares against exercise of vested ESOPs under ESOP 2021 and 2024 schemes. Paid-up capital increased to Rs. 20,91,26,284.
Home First Finance Company India Other Announcement
Home First Finance Company received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited. This disclosure is for investor information.
Home First Finance Company India Investor Presentation: Key Takeaways
HomeFirst reports strong Q1FY27 with AUM up 25.7% YoY to ₹16,938 Cr and PAT up 34.5% YoY to ₹160 Cr. Strategy focuses on technology-led affordable housing finance.
- Call
- Guides 25% growth
Home First Finance Company India Q1 FY27 Results: Net Profit ₹159.9 Cr, Up 34.5% YoY
Home First Finance Company India Ltd reported revenue from operations of ₹538 Cr (+18.6% YoY) and net profit of ₹159.9 Cr (+34.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹159.9 Cr · +34.5% YoY
Home First Finance Company India Earnings Call: Key Takeaways
HomeFirst reported strong FY26 performance with AUM at ₹1,58,777 Mn and PAT at ₹5,404 Mn. Strategy focuses on technology-driven affordable housing finance and geographic expansion.
Home First Finance Company India Earnings Call: Key Takeaways
Home First delivered strong FY26 performance with 41.4% PAT growth and record Q4 disbursements. Focus remains on affordable housing, digital adoption, and network expansion.