ALFA Finder| Management target | Revenue 25.0% FY27 |
|---|
| Revenue growth | AUM growing at 25% target. |
|---|---|
| Margins | Spreads stable at 5.3%; NIMs at 6.0%. |
| Demand visibility | Healthy demand across markets in affordable housing segment. |
| Management confidence | High, citing strong demand and disciplined underwriting. |
Growth
AUM grew 25.7% YoY to INR16,938Cr; disbursements rose 31% YoY. NII grew 38.2% YoY.
Outlook
Management maintains 25% AUM growth guidance; RoA expected to stay range-bound. CFO stepping down Aug 2026.
Risks
Potential margin compression from higher ticket sizes over long term; geopolitical uncertainty affecting interest rate cuts.
Last quarter's promises, checked
Delivered
- Guided 25% AUM growth → delivered 25.7% (= BEAT)
- Guided 5% to 5.25% spread → delivered 5.3% (= BEAT)
- Guided 30-40bps credit cost → delivered 40bps (= BEAT)
Partly delivered
- Guided 30-40 new branches/year → delivered 4 in Q1 (= PARTIAL)
Investor Presentation filed with BSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,089.80
- Market cap
- ₹11,396 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 18.4×Sector 20.8×
- Promoter holding
- 6.97%+0.00% QoQ
- FII holding
- 42.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Other Announcement
Home First's registrar KFin Technologies will shift its corporate office effective December 1, 2026. The registered office remains unchanged.
Home First Finance Company India Debt & Borrowing
Home First Finance fixed the record date for part redemption and interest on NCDs (ISIN INE481N07071). ₹5,000 face value per NCD will be redeemed effective 27 Nov 2026.
Home First Finance Company India Management Change
Home First Finance announced that Independent Director Anuj Srivastava vacated office on completing his five-year term, effective close of business on 31 October 2026. The filing is a director departure disclosed under Regulation 30.
Home First Finance Company India Earnings Call Transcript: Key Takeaways
Home First delivered robust 27% AUM growth with improving profitability metrics. Management reaffirmed long-term commitment despite minor margin headwinds from rising borrowing costs.
- Call
- Guides 25% growth
Home First Finance Company India Other Announcement
Home First Finance updated its list of authorised persons for material event disclosures after appointing Rinkoo Somani as CFO. No financial or business event is reported.
Home First Finance Company India Results Update
Home First Finance issued its Q2FY27 investor press release with AUM of ₹18,010 Cr, disbursements of ₹1,705 Cr and PAT of ₹170 Cr. The release covers operating KPIs and asset quality, with no full results statement attached.