| Management target | Revenue 25.0% |
|---|
| Revenue growth | Net Total Income up 29.9% YoY. |
|---|---|
| Margins | Spreads resilient at 5.3%; NIM supported by disciplined pricing. |
| Demand visibility | Strong structural demand drivers in affordable housing finance. |
| Management confidence | High, citing strong start to FY27 and resilient demand. |
Growth
AUM grew 25.7% YoY; Disbursements reached a record ₹1,628 Cr, up 31% YoY. PAT grew 34.5% YoY to ₹1,599 Mn.
Outlook
Management remains confident in delivering ~25% AUM growth while maintaining focus on profitability and asset quality.
Risks
Potential impacts from geopolitical developments, global macro uncertainties, and competition in the affordable housing finance sector.
Last quarter's promises, checked
Delivered
- AUM growth guide ~25% → delivered 25.7% (= BEAT)
- Spread guide 5.0% - 5.25% → delivered 5.3% (= BEAT)
- Credit cost guide 30-40bps → delivered 40bps (= BEAT)
Partly delivered
- Branch expansion guide 30-40/year → delivered 4 in Q1 (= PARTIAL)
Investor Presentation filed with NSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,123.10
- Market cap
- ₹11,743 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 20.2×Sector 22.0×
- Promoter holding
- 6.97%-0.02% QoQ
- FII holding
- 43.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Employee Stock Options
HFFCIL allotted 3,681 equity shares against exercise of vested ESOPs under ESOP 2021 and 2024 schemes. Paid-up capital increased to Rs. 20,91,26,284.
Home First Finance Company India Other Announcement
Home First Finance Company received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited. This disclosure is for investor information.
Home First Finance Company India Investor Presentation: Key Takeaways
Home First started FY27 with 34.5% YoY PAT growth to INR160Cr. Focus remains on affordable housing via technology-led underwriting and distribution expansion.
- Call
- Guides 25% growth
Home First Finance Company India Q1 FY27 Results: Net Profit ₹159.9 Cr, Up 34.5% YoY
Home First Finance Company India Ltd reported revenue from operations of ₹538 Cr (+18.6% YoY) and net profit of ₹159.9 Cr (+34.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹159.9 Cr · +34.5% YoY
Home First Finance Company India Earnings Call: Key Takeaways
HomeFirst reported strong FY26 performance with AUM at ₹1,58,777 Mn and PAT at ₹5,404 Mn. Strategy focuses on technology-driven affordable housing finance and geographic expansion.
Home First Finance Company India Earnings Call: Key Takeaways
Home First delivered strong FY26 performance with 41.4% PAT growth and record Q4 disbursements. Focus remains on affordable housing, digital adoption, and network expansion.