| Margins | Spread at 5.3%; Cost of Borrowing improved to 8.1%. |
|---|---|
| Demand visibility | Strong; urban transition to add 35cr residents by 2047. |
| Management confidence | High; citing resilient macro and digital ecosystem. |
Growth
AUM grew 24.9% y-o-y; PAT increased by 41.4%. Disbursements reached ₹54,236 Mn, up 12.9%.
Outlook
Targeting ₹150bn+ AUM achieved in FY26; future focus on 12% CAGR for affordable housing market.
Risks
Asset quality monitored with GNPA at 1.8% and DPD 30+ at 3.2%, showing slight uptick.
Last quarter's promises, checked
Delivered
- Guided 25% AUM growth → delivered 24.9% (= BEAT)
- Guided 5% to 5.25% spread → delivered 5.3% (= BEAT)
- Guided 30-40bps credit cost → delivered 40bps (= BEAT)
Partly delivered
- Guided 2.6%-2.7% Opex/Assets → delivered 2.7% (= PARTIAL)
Earnings Call filed with BSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,123.10
- Market cap
- ₹11,743 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 20.2×Sector 22.0×
- Promoter holding
- 6.97%-0.02% QoQ
- FII holding
- 43.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Employee Stock Options
HFFCIL allotted 3,681 equity shares against exercise of vested ESOPs under ESOP 2021 and 2024 schemes. Paid-up capital increased to Rs. 20,91,26,284.
Home First Finance Company India Other Announcement
Home First Finance Company received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited. This disclosure is for investor information.
Home First Finance Company India Investor Presentation: Key Takeaways
Home First started FY27 with 34.5% YoY PAT growth to INR160Cr. Focus remains on affordable housing via technology-led underwriting and distribution expansion.
- Call
- Guides 25% growth
Home First Finance Company India Investor Presentation: Key Takeaways
HomeFirst reports strong Q1FY27 with AUM up 25.7% YoY to ₹16,938 Cr and PAT up 34.5% YoY to ₹160 Cr. Strategy focuses on technology-led affordable housing finance.
- Call
- Guides 25% growth
Home First Finance Company India Q1 FY27 Results: Net Profit ₹159.9 Cr, Up 34.5% YoY
Home First Finance Company India Ltd reported revenue from operations of ₹538 Cr (+18.6% YoY) and net profit of ₹159.9 Cr (+34.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹159.9 Cr · +34.5% YoY
Home First Finance Company India Earnings Call: Key Takeaways
Home First delivered strong FY26 performance with 41.4% PAT growth and record Q4 disbursements. Focus remains on affordable housing, digital adoption, and network expansion.