| Revenue growth | Total income INR505cr in Q4, up 21.3% YoY. |
|---|---|
| Margins | NIM at 5.7% for FY26; cost-to-income improved to 32.5%. |
| Demand visibility | Healthy momentum in Mumbai, Pune, and Southern states; April trends positive. |
| Management confidence | High, citing rebuilt teams and strong exit run rates in Q4. |
Growth
FY26 PAT at INR540cr (up 41.4% YoY); AUM reached INR15,878cr (up 24.9% YoY); record Q4 disbursements of INR1,572cr.
Outlook
Guidance of ~25% AUM growth for FY27; planned addition of 30-40 branches annually; maintained spread guidance of 5-5.25%.
Risks
Potential interest rate volatility and competitive intensity in the LAP and high-ticket segments noted.
Earnings Call filed with NSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,123.10
- Market cap
- ₹11,743 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 20.2×Sector 22.0×
- Promoter holding
- 6.97%-0.02% QoQ
- FII holding
- 43.90%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Employee Stock Options
HFFCIL allotted 3,681 equity shares against exercise of vested ESOPs under ESOP 2021 and 2024 schemes. Paid-up capital increased to Rs. 20,91,26,284.
Home First Finance Company India Other Announcement
Home First Finance Company received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited. This disclosure is for investor information.
Home First Finance Company India Investor Presentation: Key Takeaways
Home First started FY27 with 34.5% YoY PAT growth to INR160Cr. Focus remains on affordable housing via technology-led underwriting and distribution expansion.
- Call
- Guides 25% growth
Home First Finance Company India Investor Presentation: Key Takeaways
HomeFirst reports strong Q1FY27 with AUM up 25.7% YoY to ₹16,938 Cr and PAT up 34.5% YoY to ₹160 Cr. Strategy focuses on technology-led affordable housing finance.
- Call
- Guides 25% growth
Home First Finance Company India Q1 FY27 Results: Net Profit ₹159.9 Cr, Up 34.5% YoY
Home First Finance Company India Ltd reported revenue from operations of ₹538 Cr (+18.6% YoY) and net profit of ₹159.9 Cr (+34.5% YoY) for Q1 FY27.
- Key figure
- Net profit ₹159.9 Cr · +34.5% YoY
Home First Finance Company India Earnings Call: Key Takeaways
HomeFirst reported strong FY26 performance with AUM at ₹1,58,777 Mn and PAT at ₹5,404 Mn. Strategy focuses on technology-driven affordable housing finance and geographic expansion.