| Revenue growth | Total income up 21.3% YoY to ₹505 cr in Q4. |
|---|---|
| Margins | NIMs robust at 5.7%; spreads maintained in 5.0-5.25% range. |
| Demand visibility | Strong momentum in Maharashtra and southern states; e-khata issues resolved. |
| Management confidence | Balanced confidence; focused on disciplined execution and asset quality improvements. |
Growth
AUM grew 24.9% YoY to ₹15,878 cr; PAT rose 41.4% to ₹540 cr.
Outlook
Management guided for 25% AUM growth in FY27 with a 5.0-5.25% spread target.
Risks
Potential NIM compression from 10bps PLR cut and shifting ticket size mix toward larger loans.
Earnings Call filed with BSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.
Home First Finance Company India Ltd: key numbers
- Share price
- ₹1,089.80
- Market cap
- ₹11,396 Cr
- Revenue (annual)
- ₹1,915 Cr
- Net profit (annual)
- ₹540.4 Cr
- P/E (TTM)
- 18.4×Sector 20.8×
- Promoter holding
- 6.97%+0.00% QoQ
- FII holding
- 42.44%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Home First Finance Company India Ltd
All →Home First Finance Company India Other Announcement
Home First's registrar KFin Technologies will shift its corporate office effective December 1, 2026. The registered office remains unchanged.
Home First Finance Company India Debt & Borrowing
Home First Finance fixed the record date for part redemption and interest on NCDs (ISIN INE481N07071). ₹5,000 face value per NCD will be redeemed effective 27 Nov 2026.
Home First Finance Company India Management Change
Home First Finance announced that Independent Director Anuj Srivastava vacated office on completing his five-year term, effective close of business on 31 October 2026. The filing is a director departure disclosed under Regulation 30.
Home First Finance Company India Earnings Call Transcript: Key Takeaways
Home First delivered robust 27% AUM growth with improving profitability metrics. Management reaffirmed long-term commitment despite minor margin headwinds from rising borrowing costs.
- Call
- Guides 25% growth
Home First Finance Company India Other Announcement
Home First Finance updated its list of authorised persons for material event disclosures after appointing Rinkoo Somani as CFO. No financial or business event is reported.
Home First Finance Company India Results Update
Home First Finance issued its Q2FY27 investor press release with AUM of ₹18,010 Cr, disbursements of ₹1,705 Cr and PAT of ₹170 Cr. The release covers operating KPIs and asset quality, with no full results statement attached.