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Earnings Call

Home First Finance Company India Earnings Call: Key Takeaways

HomeFirst reported strong FY26 performance with AUM at ₹1,58,777 Mn (up 24.9% YoY) and PAT at ₹5,404 Mn (up 41.4% YoY). Focus remains on technology-driven affordable housing finance.

Why this was an Alfa AlertNot a filter event. Results and AUM growth guidance of ~25% are in line with historical performance and trends.
Highlights
Revenue growthNet Total Income grew 37% YoY in Q4FY26.
MarginsSpread at 5.3%; RoA at 4.1% for Q4FY26.
Demand visibilityStrong domestic demand supported by stable policy and economic momentum.
Management confidenceHigh; confident in capturing emerging opportunities and scaling with precision.

Growth

FY26 PAT grew 41.4% YoY; AUM grew 24.9%. Q4FY26 PAT rose 42.7% YoY and 6.6% QoQ.

Outlook

Management guidance of ~25% YoY AUM growth for FY27. Continued distribution expansion and technology integration.

Risks

Global landscape disturbances; Middle Eastern conflicts; shifting trade dynamics; potential credit cost fluctuations (guidance 30-40bps).

Source

Earnings Call filed with BSE, NSE: HOMEFIRST. Summary written with AI assistance from the document.

Read the document ↗

Home First Finance Company India Ltd: key numbers

Share price
₹1,123.10
Market cap
₹11,743 Cr
Revenue (annual)
₹1,915 Cr
Net profit (annual)
₹540.4 Cr
P/E (TTM)
20.2×Sector 22.0×
Promoter holding
6.97%-0.02% QoQ
FII holding
43.90%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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Home First Finance Company received an ESG score of 73 from NSE Sustainability Ratings and Analytics Limited. This disclosure is for investor information.