| Revenue growth | 7% individual APE growth for FY26. |
|---|---|
| Margins | VNB margin at 24.2% (down 140bps due to GST/SSV impact). |
| Order book | Over 46 million lives insured during FY26. |
| Demand visibility | Strong traction in retail protection (+43%) and annuity products. |
| Management confidence | High confidence in medium-term trajectory and 15-year CEO tenure rule. |
Growth
Individual APE grew 7% YoY; VNB stood at ₹4,034 cr (+2%); PAT reached ₹1,910 cr (+16% excluding one-offs).
Outlook
Aspiration to outpace industry growth; raising ₹1,000 cr equity and ₹500 cr sub-debt to boost solvency.
Risks
GST impact on margins, regulatory changes to surrender values, and competitive intensity in bancassurance channels.
Earnings Call filed with NSE, NSE: HDFCLIFE. Summary written with AI assistance from the document.
HDFC Life Insurance Company Ltd: key numbers
- Share price
- ₹531.60
- Market cap
- ₹1,15,495 Cr
- Revenue (annual)
- ₹99,432 Cr
- Net profit (annual)
- ₹1,912 Cr
- P/E (TTM)
- 58.5×Sector 21.7×
- Promoter holding
- 50.54%+0.33% QoQ
- FII holding
- 19.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from HDFC Life Insurance Company Ltd
All →HDFC Life Insurance Company Legal & Regulatory
HDFC Life Insurance Company Limited has disclosed regulatory actions or orders passed against the company as per LODR requirements.
HDFC Life Insurance Company Legal & Regulatory
HDFC Life received an appeal order confirming a tax demand and penalty totaling ₹3,365.15 Crore. The company will contest the order at the GST Tribunal.
- Value
- ₹3,365 Cr
HDFC Life Insurance Company Legal & Regulatory
HDFC Life received an appeal order from the GST Commissionerate confirming a previous tax demand of Rs 2,422.97 crore. The company will contest this before the tribunal.
- Value
- ₹2,423 Cr
HDFC Life Insurance Company Debt & Borrowing
HDFC Life has set September 24, 2026, as the record date for the annual interest payment on its non-convertible debentures.
HDFC Life Insurance Company Employee Stock Options
HDFC Life allotted 1,14,000 equity shares under its Employee Stock Option Schemes. The post-allotment paid-up share capital has been updated accordingly.
HDFC Life Insurance Company Regulatory Approval
IRDAI has approved the re-appointment of Ms. Vibha Padalkar as MD & CEO and Mr. Niraj Shah as Executive Director & CFO of HDFC Life.