ALFA Finder| Revenue growth | 7% individual APE growth for FY26. |
|---|---|
| Margins | VNB margin at 24.2% (down 140bps due to GST/SSV impact). |
| Order book | Over 46 million lives insured during FY26. |
| Demand visibility | Strong traction in retail protection (+43%) and annuity products. |
| Management confidence | High confidence in medium-term trajectory and 15-year CEO tenure rule. |
Growth
Individual APE grew 7% YoY; VNB stood at ₹4,034 cr (+2%); PAT reached ₹1,910 cr (+16% excluding one-offs).
Outlook
Aspiration to outpace industry growth; raising ₹1,000 cr equity and ₹500 cr sub-debt to boost solvency.
Risks
GST impact on margins, regulatory changes to surrender values, and competitive intensity in bancassurance channels.
Earnings Call filed with NSE, NSE: HDFCLIFE. Summary written with AI assistance from the document.
HDFC Life Insurance Company Ltd: key numbers
- Share price
- ₹592.25
- Market cap
- ₹1,28,672 Cr
- Revenue (annual)
- ₹99,432 Cr
- Net profit (annual)
- ₹1,912 Cr
- P/E (TTM)
- 62.8×Sector 21.0×
- Promoter holding
- 50.53%-0.01% QoQ
- FII holding
- 18.75%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from HDFC Life Insurance Company Ltd
All →HDFC Life Insurance Company Employee Stock Options
HDFC Life allotted 1,25,977 equity shares to employees under its ESOP schemes on November 12, 2026. Post-allotment paid-up capital stands at ₹21,72,71,49,580.
HDFC Life Insurance Company Debt & Borrowing
HDFC Life intimated a CRC meeting on November 16, 2026, to approve commercial terms for up to ₹500 Crore of unsecured subordinated NCDs. The filing only schedules the meeting; no terms are yet approved.
HDFC Life Insurance Company Debt & Borrowing: ₹57.15 Cr
HDFC Life intimated the record date for annual 7.63% interest on 74,900 listed NCDs. Coupon of ~₹57.15 Crore is payable December 15, 2026.
- Value
- ₹57.15 Cr
HDFC Life Insurance Company Annual General Meeting
HDFC Life seeks shareholder approval for an IFSC insurance office at GIFT City, a foreign branch. E-voting runs till November 26, 2026.
- Execution
- E-voting from October 28, 2026 to November 26, 2026
HDFC Life Insurance Company Investor Presentation: Key Takeaways
H1 FY27: VNB ₹2,037 cr (+12%), NBM 24.7%, PAT ₹1,119 cr (+13%), EV ₹66,461 cr, ROEV 14.9%, solvency 180%.
HDFC Life Insurance Company Other Announcement
HDFC Life filed its security cover certificate under Regulation 54(3) for the quarter ended September 30, 2026, confirming its NCDs are unsecured.