| Revenue growth | APE grew 8% YoY; Total Premium grew 12% to ₹79,387 Cr. |
|---|---|
| Margins | VNB margin 24.2% (25.5% normalized) vs 25.6% in FY25. |
| Demand visibility | Strong momentum in Retail Protection, which grew 43% in FY26. |
| Management confidence | High; emphasizing market leadership in sum assured and agency expansion. |
Growth
APE grew 8% YoY to ₹16,641 Cr; Individual APE up 7%. PAT grew 6% (16% normalized).
Outlook
Raising ₹1,000 crore via preferential issue to parent HDFC Bank to augment solvency position.
Risks
VNB margins impacted by GST and surrender regulation changes; persistency ratios saw slight YoY moderation.
Earnings Call filed with BSE, NSE: HDFCLIFE. Summary written with AI assistance from the document.
HDFC Life Insurance Company Ltd: key numbers
- Share price
- ₹531.60
- Market cap
- ₹1,15,495 Cr
- Revenue (annual)
- ₹99,432 Cr
- Net profit (annual)
- ₹1,912 Cr
- P/E (TTM)
- 58.5×Sector 21.7×
- Promoter holding
- 50.54%+0.33% QoQ
- FII holding
- 19.27%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from HDFC Life Insurance Company Ltd
All →HDFC Life Insurance Company Legal & Regulatory
HDFC Life Insurance Company Limited has disclosed regulatory actions or orders passed against the company as per LODR requirements.
HDFC Life Insurance Company Legal & Regulatory
HDFC Life received an appeal order confirming a tax demand and penalty totaling ₹3,365.15 Crore. The company will contest the order at the GST Tribunal.
- Value
- ₹3,365 Cr
HDFC Life Insurance Company Legal & Regulatory
HDFC Life received an appeal order from the GST Commissionerate confirming a previous tax demand of Rs 2,422.97 crore. The company will contest this before the tribunal.
- Value
- ₹2,423 Cr
HDFC Life Insurance Company Debt & Borrowing
HDFC Life has set September 24, 2026, as the record date for the annual interest payment on its non-convertible debentures.
HDFC Life Insurance Company Employee Stock Options
HDFC Life allotted 1,14,000 equity shares under its Employee Stock Option Schemes. The post-allotment paid-up share capital has been updated accordingly.
HDFC Life Insurance Company Regulatory Approval
IRDAI has approved the re-appointment of Ms. Vibha Padalkar as MD & CEO and Mr. Niraj Shah as Executive Director & CFO of HDFC Life.