| Revenue growth | Net income grew 11% YoY. |
|---|---|
| Margins | NIM drop noted; focused on ROA stability at 1.9%. |
| Demand visibility | Strong corporate demand in electronics, renewables, and semiconductors. |
| Management confidence | High; citing distribution moat and tech leverage. |
Growth
System credit growth at 12% vs 5.5% YoY; deposit growth at 14.4% outperformed system. EPS grew 10% vs 3% YoY.
Outlook
Focus on 1.9% ROA stability via cost efficiency. Digital adoption reached 97%. Targeting granular retail deposit growth.
Risks
Geopolitical uncertainty impacting global rates; NIM pressure due to faster asset yield transmission vs deposit repricing.
Earnings Call filed with NSE, NSE: HDFCBANK. Summary written with AI assistance from the document.
HDFC Bank Ltd: key numbers
- Share price
- ₹719.05
- Market cap
- ₹11,08,538 Cr
- Revenue (annual)
- ₹3,48,615 Cr
- Net profit (annual)
- ₹76,026 Cr
- P/E (TTM)
- 14.0×Sector 21.7×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 41.82%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Value
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- Value
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- Value
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