ALFA Finder| Revenue growth | Net income grew 11% YoY. |
|---|---|
| Margins | NIM drop noted; focused on ROA stability at 1.9%. |
| Demand visibility | Strong corporate demand in electronics, renewables, and semiconductors. |
| Management confidence | High; citing distribution moat and tech leverage. |
Growth
System credit growth at 12% vs 5.5% YoY; deposit growth at 14.4% outperformed system. EPS grew 10% vs 3% YoY.
Outlook
Focus on 1.9% ROA stability via cost efficiency. Digital adoption reached 97%. Targeting granular retail deposit growth.
Risks
Geopolitical uncertainty impacting global rates; NIM pressure due to faster asset yield transmission vs deposit repricing.
Earnings Call filed with NSE, NSE: HDFCBANK. Summary written with AI assistance from the document.
HDFC Bank Ltd: key numbers
- Share price
- ₹804.00
- Market cap
- ₹12,40,766 Cr
- Revenue (annual)
- ₹3,48,615 Cr
- Net profit (annual)
- ₹76,026 Cr
- P/E (TTM)
- 15.5×Sector 21.0×
- Promoter holding
- 0.00%+0.00% QoQ
- FII holding
- 39.39%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from HDFC Bank Ltd
All →HDFC Bank Regulatory Approval
HDFC Bank received RBI approval for re-appointment of Mr. V. Srinivasa Rangan as Whole-time Director (Executive Director) for one year from November 23, 2026, at extant remuneration. This is a routine leadership continuity disclosure.
- Execution
- 1 (one) year effective from November 23, 2026
HDFC Bank Debt & Borrowing: ₹213 Cr
HDFC Bank confirmed payment of ₹213 Crore annual interest on its ₹3,000 Crore listed debt instrument. The coupon was paid on 12 Nov 2026 per Reg 57 of the Listing Regulations.
- Value
- ₹213.0 Cr
HDFC Bank Annual General Meeting
HDFC Bank's postal ballot passed the appointment of Anup Bagchi as Managing Director and CEO. Approval was deemed on 6 November 2026 with 98.646% votes in favour.
HDFC Bank Management Change
HDFC Bank appointed V. N. Srivatsan as Chief Compliance Officer from November 6, 2026, for 36 months. The appointment adds extensive compliance and regulatory inspection experience.
- Execution
- 36 months
HDFC Bank Debt & Borrowing: ₹111.2 Cr
HDFC Bank confirmed Rs.111.15 Crore annual interest payment on its Rs.1,235 Crore debt under Regulation 57. The coupon was paid on November 2, 2026.
- Value
- ₹111.2 Cr
HDFC Bank Employee Stock Options
HDFC Bank allotted 46,75,598 equity shares to employees upon ESOP/RSU exercise. Paid-up capital rises to 15,43,24,11,468 shares of Re. 1 each.