| Revenue growth | Net interest income grew 15.6% YoY. |
|---|---|
| Margins | NIM at 8.23% vs 7.95% in Q2FY26. |
| Order book | Gross Loan Book at ₹1,24,469 Crores. |
| Demand visibility | Strong growth in customer franchise, up 18.4% YoY. |
| Management confidence | High, citing strong capital position and granular loan book. |
Growth
Net interest income grew 15.6% YoY; PAT increased 34.2% YoY; Gross Loan Book grew 11.7% YoY.
Outlook
Interim dividend of ₹2 per share declared; remains well-capitalized with 21.37% CRAR.
Risks
Credit cost remains at 2.37% (annualized); GNPA at 2.43% reflects stable but monitored asset quality.
Investor Presentation filed with NSE, NSE: HDBFS. Summary written with AI assistance from the document.
HDB Financial Services Ltd: key numbers
- Share price
- ₹503.10
- Market cap
- ₹41,803 Cr
- Revenue (annual)
- ₹18,430 Cr
- Net profit (annual)
- ₹2,544 Cr
- P/E (TTM)
- 14.1×Sector 19.7×
- Promoter holding
- 74.08%-0.04% QoQ
- FII holding
- 4.04%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from HDB Financial Services Ltd
All →HDB Financial Services Credit Rating
CARE Ratings reaffirmed HDB Financial Services' AAA rating with Stable outlook across its debt instruments. Its A1+ short-term rating was also reaffirmed.
HDB Financial Services Debt & Borrowing: ₹29.53 Cr
HDB Financial Services paid Rs.29.53 Crore interest on two subordinate bond series on 28-Oct-2026. The yearly interest was paid in full on the due date.
- Value
- ₹29.53 Cr
HDB Financial Services Annual General Meeting
HDB Financial Services has issued a postal ballot notice seeking shareholder approval for two independent director re-appointments and one non-executive director appointment. Remote e-voting runs from October 28 to November 26, 2026.
HDB Financial Services Debt & Borrowing: ₹9.15 Cr
HDB Financial Services paid ₹9.15 Crore interest on its perpetual debt instruments on September 7, 2026. The payment was made on the due date, without delay.
- Value
- ₹9.15 Cr
HDB Financial Services Debt & Borrowing: ₹38.36 Cr
HDB Financial Services paid ₹38.36 Crore in interest across two NCD series on 23 October 2026. This confirms timely servicing of its ₹525 Crore debenture obligations.
- Value
- ₹38.36 Cr
HDB Financial Services Management Change
HDB Financial Services Limited announced the re-appointment of two independent directors and the appointment of a new nominee director, Mr. Jimmy Tata, to its board.