| Revenue growth | GDPI grew 16.2% for full year FY26. |
|---|---|
| Margins | Combined ratio improved 1.2% YoY to 105.7%. |
| Demand visibility | Positive outlook on commercial lines and new niche segments. |
| Management confidence | Strong confidence in solvency (2.42) and capital efficiency. |
Growth
FY26 GDPI grew 16.2% YoY. FY26 IGAAP profit grew by approximately 49% YoY.
Outlook
Targeting specialty lines to contribute ₹1,000 crores premium over 3-5 years. Maintaining solvency and ROE focus.
Risks
High competitive intensity in motor OD; regulatory pressure on EOM compliance and acquisition costs.
Earnings Call filed with BSE, NSE: GODIGIT. Summary written with AI assistance from the document.
Go Digit General Insurance Ltd: key numbers
- Share price
- ₹258.55
- Market cap
- ₹23,845 Cr
- Revenue (annual)
- ₹10,005 Cr
- Net profit (annual)
- ₹544.4 Cr
- P/E (TTM)
- 28.6×Sector 20.8×
- Promoter holding
- 72.96%-0.04% QoQ
- FII holding
- 6.58%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Go Digit General Insurance Ltd
All →Go Digit General Insurance Earnings Call Transcript: Key Takeaways
Flood-hit quarter: GDPI -1.1% vs industry +7%, PAT ex-MTM ₹208 Cr vs ₹277 Cr. Management reframes results via Ind AS and ex-flood adjustments, and defers discounting detail to February.
Go Digit General Insurance Acquisition
Go Digit shareholders approved the amalgamation of Go Digit Infoworks Services into the company at an NCLT-convened meeting. No cash consideration is payable under the scheme.
Go Digit General Insurance Investor Presentation: Key Takeaways
Q2 FY27 Ind AS insurance revenue ₹2,720 cr (+1.7%); PAT ex-MTM ₹208 cr (-24.9%) on claims ratio 62.4%; CISR 99.8%; solvency 2.40x.
Go Digit General Insurance Q2 FY27 Results: Net Profit ₹142.4 Cr, Down 31.1% YoY
Go Digit General Insurance Ltd reported revenue from operations of ₹2,720 Cr (+1.7% YoY) and net profit of ₹142.4 Cr (-31.1% YoY) for Q2 FY27.
- Key figure
- Net profit ₹142.4 Cr · -31.1% YoY
Go Digit General Insurance Board Meeting Date
Go Digit General Insurance has scheduled a board meeting on 5 November 2026 to approve unaudited Q2 and H1 FY27 results. The trading window stays closed until 9 November 2026.
Go Digit General Insurance Credit Rating
Go Digit General Insurance's CRISIL corporate credit rating was re-affirmed at AA- on 23 October 2026. The outlook moved from Rating Watch with Developing Implications to Rating Watch with Positive Implications.