| Revenue growth | Gross premium income grew 6.9% YoY to ₹44,007cr for FY26. |
|---|---|
| Margins | Combined ratio improved to 106.02%; targeting further 1-2% annual reduction. |
| Demand visibility | Expect single-digit growth in FY27 due to softening market cycles. |
| Management confidence | Balanced and disciplined; focused on technical execution over chasing market volume. |
Growth
FY26 gross premium income rose to ₹44,007cr from ₹41,154cr. Combined ratio improved significantly to 106.02% from 108.81%.
Outlook
Targeting 1-2% annual improvement in combined ratio. Expecting single-digit growth in FY27 due to soft market cycle.
Risks
Softening global reinsurance rates and increased domestic competition from new players could pressure future margins.
Earnings Call filed with BSE, NSE: GICRE. Summary written with AI assistance from the document.
General Insurance Corporation of India: key numbers
- Share price
- ₹337.50
- Market cap
- ₹59,211 Cr
- Revenue (annual)
- ₹52,986 Cr
- Net profit (annual)
- ₹9,662 Cr
- P/E (TTM)
- 6.7×Sector 22.0×
- Promoter holding
- 77.40%-5.00% QoQ
- FII holding
- 2.43%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
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- Call
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- Key figure
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