ALFA Finder| Revenue growth | Gross premium income grew 6.9% YoY to ₹44,007cr for FY26. |
|---|---|
| Margins | Combined ratio improved to 106.02%; targeting further 1-2% annual reduction. |
| Demand visibility | Expect single-digit growth in FY27 due to softening market cycles. |
| Management confidence | Balanced and disciplined; focused on technical execution over chasing market volume. |
Growth
FY26 gross premium income rose to ₹44,007cr from ₹41,154cr. Combined ratio improved significantly to 106.02% from 108.81%.
Outlook
Targeting 1-2% annual improvement in combined ratio. Expecting single-digit growth in FY27 due to soft market cycle.
Risks
Softening global reinsurance rates and increased domestic competition from new players could pressure future margins.
Earnings Call filed with BSE, NSE: GICRE. Summary written with AI assistance from the document.
General Insurance Corporation of India: key numbers
- Share price
- ₹339.25
- Market cap
- ₹59,518 Cr
- Revenue (annual)
- ₹52,986 Cr
- Net profit (annual)
- ₹9,662 Cr
- P/E (TTM)
- 6.6×Sector 20.8×
- Promoter holding
- 77.40%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from General Insurance Corporation of India
All →General Insurance Corporation of India Management Change
GIC Re renewed Suresh Sindhi's appointment as Appointed Actuary (Life) and Key Managerial Personnel from November 9, 2026. The term is one year.
General Insurance Corporation of India Earnings Call Transcript: Key Takeaways
Premium growth is strong, but Q2 profit fell year on year to ₹2,455.62 Cr as the claims ratio rose to 87.39%. Management deflected on catastrophe losses, combined-ratio targets and Ind AS impact.
General Insurance Corporation of India Investor Presentation: Key Takeaways
H1 FY27 GWP Rs 24,704 Cr, NWP Rs 23,226 Cr, PAT Rs 4,378 Cr, combined ratio 107.4%, ROE 16.4%, solvency 418%. Strategy: international expansion, cat reserves, digitisation.
General Insurance Corporation of India Results Update
GIC Re reported half-year ended 30 September 2026 gross premium of Rs.24,703.57 crore and profit after tax of Rs.4,377.66 crore. PAT fell 5.23% year on year.
General Insurance Corporation of India Q2 FY27 Results: Net Profit ₹2,966 Cr, Up 3.2% YoY
General Insurance Corporation of India reported revenue from operations of ₹13,540 Cr (+17.8% YoY) and net profit of ₹2,966 Cr (+3.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹2,966 Cr · +3.2% YoY
General Insurance Corporation of India Board Meeting Date
General Insurance Corporation of India gave prior notice that its board meets on 30 October 2026 to consider unaudited Q2 standalone and consolidated results. The trading window stays closed until 48 hours after results.