ALFA Finder| Revenue growth | 7% GWP growth in FY26. |
|---|---|
| Margins | Combined Ratio consistently improving, reaching 106% in FY26. |
| Demand visibility | Strong domestic reinsurance demand; projected market size ₹99,000 Cr by FY26. |
| Management confidence | High; citing market leadership and strong solvency. |
Growth
FY26 PAT grew 25% YoY to ₹8,392 Cr; GWP grew 7% to ₹44,007 Cr. Combined Ratio improved to 106%.
Outlook
Targeting market leadership via specialized covers like Surety and Cyber; building catastrophe reserves for climate change resilience.
Risks
Exposure to catastrophic events, climate change volatility, and international market competition.
Earnings Call filed with BSE, NSE: GICRE. Summary written with AI assistance from the document.
General Insurance Corporation of India: key numbers
- Share price
- ₹339.25
- Market cap
- ₹59,518 Cr
- Revenue (annual)
- ₹52,986 Cr
- Net profit (annual)
- ₹9,662 Cr
- P/E (TTM)
- 6.6×Sector 20.8×
- Promoter holding
- 77.40%+0.00% QoQ
- FII holding
- 2.40%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from General Insurance Corporation of India
All →General Insurance Corporation of India Management Change
GIC Re renewed Suresh Sindhi's appointment as Appointed Actuary (Life) and Key Managerial Personnel from November 9, 2026. The term is one year.
General Insurance Corporation of India Earnings Call Transcript: Key Takeaways
Premium growth is strong, but Q2 profit fell year on year to ₹2,455.62 Cr as the claims ratio rose to 87.39%. Management deflected on catastrophe losses, combined-ratio targets and Ind AS impact.
General Insurance Corporation of India Investor Presentation: Key Takeaways
H1 FY27 GWP Rs 24,704 Cr, NWP Rs 23,226 Cr, PAT Rs 4,378 Cr, combined ratio 107.4%, ROE 16.4%, solvency 418%. Strategy: international expansion, cat reserves, digitisation.
General Insurance Corporation of India Results Update
GIC Re reported half-year ended 30 September 2026 gross premium of Rs.24,703.57 crore and profit after tax of Rs.4,377.66 crore. PAT fell 5.23% year on year.
General Insurance Corporation of India Q2 FY27 Results: Net Profit ₹2,966 Cr, Up 3.2% YoY
General Insurance Corporation of India reported revenue from operations of ₹13,540 Cr (+17.8% YoY) and net profit of ₹2,966 Cr (+3.2% YoY) for Q2 FY27.
- Key figure
- Net profit ₹2,966 Cr · +3.2% YoY
General Insurance Corporation of India Board Meeting Date
General Insurance Corporation of India gave prior notice that its board meets on 30 October 2026 to consider unaudited Q2 standalone and consolidated results. The trading window stays closed until 48 hours after results.