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Earnings Call

Fusion Finance Earnings Call: Key Takeaways

Fusion Finance returned to profitability in Q4 FY26 with a PAT of ₹114.19cr (supported by DTA). Focused on AUM growth, credit guardrails, and MSME expansion.

Why this was an Alfa AlertNot a filter event. Performance is a recovery from previous losses, not a material beat over specific prior guidance.
Highlights
Revenue growthNII at ₹222cr for Q4, down 6% sequentially due to liquidity costs.
MarginsNIM for Q4 stood at 11.44%, up 12 bps from Q3.
Demand visibilityStrong demand in core states; first 45 days of FY27 healthy.
Management confidenceConfident in sustaining ₹10,000cr AUM target for FY27.

Growth

AUM grew to ₹7,400cr; Q4 disbursements at ₹2,140cr. Full year FY26 PAT at ₹13.9cr vs ₹1,200cr loss in FY25.

Outlook

Targeting ₹10,000cr AUM by March 2027. Migrating to advanced LMS by August 2026 for better productivity.

Risks

West Asia geopolitical tensions, potential inflationary pressures, and energy price volatility. Managing through austerity and tighter customer selection.

Source

Earnings Call filed with BSE, NSE: FUSION. Summary written with AI assistance from the document.

Read the document ↗

Fusion Finance Ltd: key numbers

Share price
₹177.14
Market cap
₹2,865 Cr
Revenue (annual)
₹1,699 Cr
Net profit (annual)
₹13.85 Cr
P/E (TTM)
17.0×Sector 22.0×
Promoter holding
53.96%-0.59% QoQ
FII holding
4.77%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

More from Fusion Finance Ltd

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18:19 IST NSE
Management Change

Fusion Finance Management Change

Fusion Finance Limited announced the resignation of Ms. Priyanka Seth Wadhera as Chief Strategy Officer and Senior Managerial Personnel, effective September 25, 2026.

16:41 IST BSE
Debt & Borrowing

Fusion Finance Debt & Borrowing

Fusion Finance has provided an undertaking to address and resolve any trades or queries related to its non-convertible debentures (ISIN INE139R07449) during the redemption period.

16:30 IST BSE
Debt & Borrowing

Fusion Finance Debt & Borrowing: ₹40 Cr

Fusion Finance Ltd has successfully completed a partial redemption of its non-convertible debentures, paying ₹40 Crore on the due date.

Value
₹40.00 Cr
16:28 IST BSE
Debt & Borrowing

Fusion Finance Debt & Borrowing: ₹13.15 Cr

Fusion Finance confirmed the payment of ₹13.15 Crore as interest on its non-convertible debentures. This follows the scheduled payout for the specified NCD series.

Value
₹13.15 Cr
16:24 IST BSE
Debt & Borrowing

Fusion Finance Debt & Borrowing: ₹53.15 Cr

Fusion Finance Limited has paid interest of ₹13.15 Crore and completed a partial principal redemption of ₹40.00 Crore on its non-convertible debentures, totaling ₹53.15 Crore.

Value
₹53.15 Cr
11:55 IST BSE
Management Change

Fusion Finance Management Change

Fusion Finance appointed Chinmayi Trivedi as CHRO, replacing Pooja Mehta who resigned to pursue new opportunities, effective 15 September 2026.