| Revenue growth | NII stood at ₹220cr; sequential growth muted by excess liquidity costs. |
|---|---|
| Margins | NIM improved to 11.44%; marginal cost of borrowing down 100bps. |
| Demand visibility | Strong rural/semi-urban demand; disbursements up sequentially from ₹1,594cr to ₹2,140cr. |
| Management confidence | Confident, shifting focus from stabilization to calibrated 25-30% annual growth. |
Growth
AUM grew to ₹7,400cr; disbursements hit ₹2,140cr in Q4. Portfolio mix shifting toward 37% new-to-Fusion customers.
Outlook
Guidance of ₹10,000cr AUM by FY27 with normalized credit costs of 2.5% to 3%.
Risks
West Asia geopolitical volatility, inflationary pressures, and operational friction during the migration to a new Loan Management System.
Earnings Call filed with BSE, NSE: FUSION. Summary written with AI assistance from the document.
Fusion Finance Ltd: key numbers
- Share price
- ₹177.14
- Market cap
- ₹2,865 Cr
- Revenue (annual)
- ₹1,699 Cr
- Net profit (annual)
- ₹13.85 Cr
- P/E (TTM)
- 17.0×Sector 22.0×
- Promoter holding
- 53.96%-0.59% QoQ
- FII holding
- 4.77%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Fusion Finance Ltd
All →Fusion Finance Management Change
Fusion Finance Limited announced the resignation of Ms. Priyanka Seth Wadhera as Chief Strategy Officer and Senior Managerial Personnel, effective September 25, 2026.
Fusion Finance Debt & Borrowing
Fusion Finance has provided an undertaking to address and resolve any trades or queries related to its non-convertible debentures (ISIN INE139R07449) during the redemption period.
Fusion Finance Debt & Borrowing: ₹40 Cr
Fusion Finance Ltd has successfully completed a partial redemption of its non-convertible debentures, paying ₹40 Crore on the due date.
- Value
- ₹40.00 Cr
Fusion Finance Debt & Borrowing: ₹13.15 Cr
Fusion Finance confirmed the payment of ₹13.15 Crore as interest on its non-convertible debentures. This follows the scheduled payout for the specified NCD series.
- Value
- ₹13.15 Cr
Fusion Finance Debt & Borrowing: ₹53.15 Cr
Fusion Finance Limited has paid interest of ₹13.15 Crore and completed a partial principal redemption of ₹40.00 Crore on its non-convertible debentures, totaling ₹53.15 Crore.
- Value
- ₹53.15 Cr
Fusion Finance Management Change
Fusion Finance appointed Chinmayi Trivedi as CHRO, replacing Pooja Mehta who resigned to pursue new opportunities, effective 15 September 2026.