| Revenue growth | 42% YoY in FY26; FY27 target ₹425cr (34% growth). |
|---|---|
| Margins | Digital EBITDA margin (14%) is 3x agent margin; target 25% (FY30). |
| Demand visibility | 100+ lenders; 5cr customer data lake; ₹40,000cr platform demand. |
| Management confidence | High confidence in 'data flywheel' and multi-product digital scaling. |
Growth
Revenue grew 42% YoY; PAT grew 39%. Agent business remains primary contributor (86% of disbursals) but digital grew significantly.
Outlook
FY27 revenue target ₹425cr. Long-term FY30 targets include ₹1,000cr+ revenue and ₹2,500cr NBFC AUM with 25% digital EBITDA margins.
Risks
High inherent risk in low-income segments (avoided); dependence on debt lines for NBFC scaling; regulatory compliance (DPDP Act).
Earnings Call filed with NSE, NSE: FINBUD. Summary written with AI assistance from the document.
Finbud Financial Services Ltd: key numbers
- Share price
- ₹116.00
- Market cap
- ₹221.0 Cr
- Revenue (annual)
- ₹316.1 Cr
- Net profit (annual)
- ₹11.65 Cr
- P/E (TTM)
- 19.0×Sector 22.0×
- Promoter holding
- 48.25%
- FII holding
- 0.75%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Finbud Financial Services Ltd
All →Finbud Financial Services Other Announcement
Finbud appointed Lokesan & Co. as Internal Auditor and Anubhuti Akshay & Associates as Secretarial Auditor. Both appointments effective 1 April 2026.
Finbud Financial Services Capital Structure Change
Finbud Financial Services will invest in its subsidiary LTCV Credit's Rs. 15 Crore preferential equity issue. Post-deal, Finbud will hold a 57.6% stake in the lender.
- Value
- ₹15.00 Cr
Finbud Financial Services Annual General Meeting
Finbud Financial Services Limited has issued a notice for its 14th Annual General Meeting scheduled for September 30, 2026, to be held via video conference.
Finbud Financial Services Board Meeting Outcome
Finbud Financial Services Limited appointed an Internal Auditor and a Secretarial Auditor. The company also announced convening its 14th Annual General Meeting.
Finbud Financial Services Earnings Call: Key Takeaways
Finbud is an integrated retail-credit franchise scaling through its distribution, data, digital (Zap), and lending (Equall) layers. FY26 marked a landmark year with IPO and crossing ₹10,000+ cr in total disbursals.
Finbud Financial Services H2 FY26 Results: Net Profit ₹6.3 Cr, Up 34.0% YoY
Finbud Financial Services Ltd reported revenue from operations of ₹177.1 Cr (+46.5% YoY) and net profit of ₹6.3 Cr (+34.0% YoY) for H2 FY26.
- Key figure
- Net profit ₹6.3 Cr · +34.0% YoY