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Earnings Call

Finbud Financial Services Earnings Call: Key Takeaways

Finbud is an integrated retail-credit franchise scaling through its distribution, data, digital (Zap), and lending (Equall) layers. FY26 marked a landmark year with IPO and crossing ₹10,000+ cr in total disbursals.

Why this was an Alfa AlertManagement explicitly guides for >50% YoY growth with a Revenue CAGR target of 60% and EBITDA CAGR of 89% through FY30.
Highlights
Revenue growth42% YoY growth in FY26; targeting 60% CAGR through FY30.
MarginsEBITDA margin at 6.3%; target 10%+ by FY30 via digital mix-shift.
Order bookTotal disbursals crossed ₹10,250+ cr in FY26.
Demand visibilityStrong; India PL market at ₹11.44 L cr; 100+ lenders live.
Management confidenceHigh; citing 'compounding at every layer' and 'massive flywheel' effect.

Growth

FY26 Total Revenue grew 42% YoY to ₹317.9 cr; PAT surged 39% to ₹11.6 cr. EBITDA rose 35% to ₹19.9 cr.

Outlook

Management guides FY30 revenue ambition of ₹1,000+ cr (60% CAGR) and EBITDA CAGR of 89% as digital mix increases.

Risks

Transitioning from aggregator to lender involves credit risk management and regulatory compliance for the new NBFC wing.

Source

Earnings Call filed with NSE, NSE: FINBUD. Summary written with AI assistance from the document.

Read the document ↗

Finbud Financial Services Ltd: key numbers

Share price
₹116.00
Market cap
₹221.0 Cr
Revenue (annual)
₹316.1 Cr
Net profit (annual)
₹11.65 Cr
P/E (TTM)
19.0×Sector 22.0×
Promoter holding
48.25%
FII holding
0.75%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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14:53 IST NSE
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Finbud appointed Lokesan & Co. as Internal Auditor and Anubhuti Akshay & Associates as Secretarial Auditor. Both appointments effective 1 April 2026.

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₹15.00 Cr
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Annual General Meeting

Finbud Financial Services Annual General Meeting

Finbud Financial Services Limited has issued a notice for its 14th Annual General Meeting scheduled for September 30, 2026, to be held via video conference.

19:33 IST NSE
Board Meeting Outcome

Finbud Financial Services Board Meeting Outcome

Finbud Financial Services Limited appointed an Internal Auditor and a Secretarial Auditor. The company also announced convening its 14th Annual General Meeting.