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Earnings Call

DiGiSPICE Technologies Earnings Call: Key Takeaways

Digispice (Spice Money) reported FY26 revenue of ₹464cr with a PAT of ₹25cr for continued operations, transitioning from AEPS-only to a phygital UPI and lending platform.

Highlights
Revenue growthFY26 revenue ₹464cr, up 4-12% (reflecting reclassifications).
MarginsGross margin at 13% for FY26; Q4 impacted by subsidy cycles.
Demand visibilityStrong UPI adoption in South India driving new product demand.
Management confidenceConfident in 20% growth CAGR over next 2-3 years.

Growth

FY26 GTV reached ₹127.9k cr (10.5% growth); AEPS market share hit 18.4%. Continuing PAT grew nearly 4x YoY.

Outlook

Targeting 20% annual growth; scaling 'UPI Cash Point' to 50% of AEPS volume; expanding lending and insurance products.

Risks

Seasonal subsidy cycles impacting GTV; macroeconomic uncertainty in rural Bharat; high dependence on agent network stickiness.

Source

Earnings Call filed with BSE, NSE: DIGISPICE. Summary written with AI assistance from the document.

Read the document ↗

DiGiSPICE Technologies Ltd: key numbers

Share price
₹16.08
Market cap
₹377.4 Cr
Revenue (annual)
₹464.6 Cr
Net profit (annual)
₹18.97 Cr
P/E (TTM)
20.3×Sector 22.1×
Promoter holding
72.64%-0.06% QoQ
FII holding
0.00%Current quarter

Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.

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