| Revenue growth | Targeting 50-60% annual growth |
|---|---|
| Margins | Expected improvement in Net Interest Margins (NIM) |
| Demand visibility | Targeting 1 million+ active users; underserved micro-credit gap |
| Management confidence | High; leveraging 32+ years expertise for digital pivot |
Growth
Targeting 50-60% annual growth over 4-5 years. Scaling via new digital loan applications and improved NIMs.
Outlook
Phased rollout including NeoMoney nationwide launch (April 2026), motor vehicle service finance, and Rajasthan/Gujarat Goldsmith model expansion.
Risks
Expansion into unsecured small-ticket consumer credit in Tier-2/3 cities poses potential asset quality and collection risks.
Earnings Call filed with BSE, NSE: DHRUVCA. Summary written with AI assistance from the document.
Dhruva Capital Services Ltd: key numbers
- Share price
- ₹77.72
- Market cap
- ₹55.88 Cr
- Revenue (annual)
- ₹4.40 Cr
- Net profit (annual)
- ₹1.62 Cr
- P/E (TTM)
- -485.5×Sector 22.0×
- Promoter holding
- 45.97%+0.06% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Dhruva Capital Services Ltd
All →Dhruva Capital Services Annual General Meeting
Dhruva Capital Services filed its EGM notice for October 10, 2026. Agenda includes capital increase to ₹27 Crore and fund raise authorization up to ₹160 Crore.
Dhruva Capital Services Board Meeting Outcome
Dhruva Capital Services Limited approved a fund-raising plan for up to ₹160 Crore via various securities and an increase in authorized share capital to ₹27 Crore.
- Value
- ₹160.0 Cr
Dhruva Capital Services Board Meeting Date
Dhruva Capital Services has scheduled its Board meeting for September 11, 2026 to consider fund raising. The agenda includes QIP, rights issue, or preferential allotment proposals.
Dhruva Capital Services Annual General Meeting
Dhruva Capital Services Ltd held its 32nd Annual General Meeting on September 4, 2026. The proceedings covered adoption of financial statements, director appointments, and office relocation.
Dhruva Capital Services Q1 FY27 Results: Net Profit ₹0 Cr
Dhruva Capital Services Ltd reported revenue from operations of ₹0.8 Cr (-11.1% YoY) and net profit of ₹0 Cr for Q1 FY27.
- Key figure
- Net profit ₹0 Cr
Dhruva Capital Services Q4 FY26 Results: Net Loss of ₹0.8 Cr, Loss Narrows
Dhruva Capital Services Ltd reported revenue from operations of ₹0.9 Cr (+80.0% YoY) and a net loss of ₹0.8 Cr for Q4 FY26.
- Key figure
- Net loss ₹0.8 Cr