| Revenue growth | Targeting 50-60% annual growth |
|---|---|
| Margins | Expected improvement in Net Interest Margins (NIM) |
| Demand visibility | Targeting 1 million+ active users; underserved micro-credit gap |
| Management confidence | High; leveraging 32+ years expertise for digital pivot |
Growth
Targeting 50-60% annual growth over 4-5 years. Scaling via new digital loan applications and improved NIMs.
Outlook
Phased rollout including NeoMoney nationwide launch (April 2026), motor vehicle service finance, and Rajasthan/Gujarat Goldsmith model expansion.
Risks
Expansion into unsecured small-ticket consumer credit in Tier-2/3 cities poses potential asset quality and collection risks.
Earnings Call filed with BSE, NSE: DHRUVCA. Summary written with AI assistance from the document.
Dhruva Capital Services Ltd: key numbers
- Share price
- ₹83.98
- Market cap
- ₹60.38 Cr
- Revenue (annual)
- ₹4.40 Cr
- Net profit (annual)
- ₹1.62 Cr
- P/E (TTM)
- -524.6×Sector 20.8×
- Promoter holding
- 45.97%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Dhruva Capital Services Ltd
All →Dhruva Capital Services Board Meeting Date
Dhruva Capital Services will hold a board meeting on November 12, 2026 for unaudited quarterly results. The trading window stays closed until November 14, 2026.
Dhruva Capital Services Fund Raise of ₹160 Cr
Dhruva Capital Services Limited's board approved raising up to ₹160 Crores via Qualified Institutions Placement (QIP) to fund future growth.
- Value
- ₹160.0 Cr
Dhruva Capital Services Other Announcement
Dhruva Capital Services Limited has submitted the quarterly certificate under Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended September 30, 2026.
Dhruva Capital Services Annual General Meeting
Dhruva Capital Services Ltd held its Extra-Ordinary General Meeting on October 10, 2026. Shareholders discussed increasing authorized share capital and fund-raising plans.
Dhruva Capital Services Annual General Meeting
Dhruva Capital Services filed its EGM notice for October 10, 2026. Agenda includes capital increase to ₹27 Crore and fund raise authorization up to ₹160 Crore.
Dhruva Capital Services Board Meeting Outcome
Dhruva Capital Services Limited approved a fund-raising plan for up to ₹160 Crore via various securities and an increase in authorized share capital to ₹27 Crore.
- Value
- ₹160.0 Cr