| Revenue growth | Net Interest Income grew 17% Y-o-Y to ₹2,457cr for FY26. |
|---|---|
| Margins | NIM at 3.39% for Q4; targeting 350-365 bps range. |
| Demand visibility | Strong growth in Mortgages, Co-lending (+25%), and AIB (+19%). |
| Management confidence | High; aiming for balance sheet doubling in 3-4 years. |
Growth
Q4FY26 PAT grew 16% Y-o-Y to ₹206cr; Advances grew 18% Y-o-Y to ₹60,022cr.
Outlook
Aim to double balance sheet in 3-4 years. Targeting GNPA below 2.50% and NNPA at 1.00%.
Risks
CASA ratio declined to 22.38% from 24.52% Y-o-Y. Cost to income remains high at 60.53%.
Earnings Call filed with BSE, NSE: DCBBANK. Summary written with AI assistance from the document.
DCB Bank Ltd: key numbers
- Share price
- ₹207.46
- Market cap
- ₹6,684 Cr
- Revenue (annual)
- ₹7,404 Cr
- Net profit (annual)
- ₹731.6 Cr
- P/E (TTM)
- 8.5×Sector 21.7×
- Promoter holding
- 16.23%+0.00% QoQ
- FII holding
- 13.48%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from DCB Bank Ltd
All →DCB Bank Regulatory Approval
RBI approved ICICI Prudential AMC to acquire up to 9.95% of DCB Bank's equity. The approval is conditional and lapses if not exercised within one year.
DCB Bank Employee Stock Options
DCB Bank Limited allotted 30,275 equity shares to employees under its Employee Stock Option Plan. This increases the bank's total paid-up share capital to 322,178,962 shares.
DCB Bank Price Movement Clarification
DCB Bank clarified it has no undisclosed material information regarding news reports of PE firm talks. The bank currently evaluates strategic opportunities in its ordinary business course.
DCB Bank Debt & Borrowing
DCB Bank has fixed September 15, 2026, as the record date for the half-yearly interest payment on its Unsecured Subordinated Tier II Bonds.
DCB Bank Merger & Restructuring Worth ₹9.55 Cr
DCB Bank will divest its 9.65% stake in Saksham Gram Credit for Rs 9.55 Crore, receiving cash and shares in Purple Finance Limited.
- Value
- ₹9.55 Cr
- Execution
- 6 months
DCB Bank Annual General Meeting
DCB Bank shareholders approved the special resolution for the appointment and remuneration of Mr. Pushan Mahapatra as Non-Executive Part-Time Chairman via postal ballot.