ALFA Finder| Revenue growth | 20.9% YoY for FY26; 39.6% YoY for Q4. |
|---|---|
| Margins | EBITDA grew 18.6% in FY26; Q4 EBITDA up 55.9%. |
| Order book | AUM stood at ₹229.55cr as of March 2026. |
| Demand visibility | Strong demand in MSME and personal loans for municipal employees. |
| Management confidence | High; emphasizing sustainable growth and 100% provisioning for NPAs. |
Growth
FY26 Revenue: ₹50.05cr (+20.9% YoY); PAT: ₹10.13cr (+43.9% YoY); AUM: ₹229.55cr (+34.95% YoY).
Outlook
FY27 targets: AUM of ₹260-275cr; Balance Sheet ₹350-370cr; adding 5-7 branches; focusing on 35-40% secured mix.
Risks
Unsecured loans facing industry-wide stress; high cost of funds at 14%; geographic concentration in existing states.
Earnings Call filed with NSE, NSE: DCCL. Summary written with AI assistance from the document.
Dar Credit & Capital Ltd: key numbers
- Share price
- ₹39.50
- Market cap
- ₹56.39 Cr
- Revenue (annual)
- ₹49.89 Cr
- Net profit (annual)
- ₹10.13 Cr
- P/E (TTM)
- 5.6×Sector 21.0×
- Promoter holding
- 69.14%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Dar Credit & Capital Ltd
All →Dar Credit & Capital Results Update
Dar Credit & Capital filed a press release reporting Q2 and H1 FY27 results, with total income up 26.8% YoY in Q2 to ₹15.22 Cr. Profit after tax was broadly flat, with higher finance costs weighing on earnings.
Dar Credit & Capital Q2 FY27 Results: Net Profit ₹2.5 Cr, Up 0.0% YoY
Dar Credit & Capital Ltd reported revenue from operations of ₹15 Cr (+26.1% YoY) and net profit of ₹2.5 Cr (+0.0% YoY) for Q2 FY27.
- Key figure
- Net profit ₹2.5 Cr · +0.0% YoY
Dar Credit & Capital Debt & Borrowing: ₹0.15 Cr
Dar Credit & Capital paid Rs.0.15 Crore interest on ISIN INE04Q907231 on 10 November 2026. The payment services a Rs.15 Crore NCD issue on a monthly frequency.
- Value
- ₹0.15 Cr
Dar Credit & Capital Board Meeting Date
Dar Credit & Capital Limited has scheduled a board meeting for November 10, 2026. The board will consider and approve un-audited financial results for the quarter ended September 2026.
Dar Credit & Capital Debt & Borrowing: ₹15 Cr
Dar Credit & Capital's FMC approved allotment of 15,000 secured NCDs aggregating ₹15 Crore via private placement. The 30-month, 13% NCDs carry a 110% receivable charge.
- Value
- ₹15.00 Cr
- Execution
- 30 months
Dar Credit & Capital Debt & Borrowing: ₹0.39 Cr
Dar Credit & Capital Limited has successfully paid interest totaling Rs. 0.39 Crore for two NCD series. The payments were made on November 3, 2026, for ISINs INE04Q907124 and INE04Q907157.
- Value
- ₹0.39 Cr