| Revenue growth | 20.9% YoY for FY26; 39.6% YoY for Q4. |
|---|---|
| Margins | EBITDA grew 18.6% in FY26; Q4 EBITDA up 55.9%. |
| Order book | AUM stood at ₹229.55cr as of March 2026. |
| Demand visibility | Strong demand in MSME and personal loans for municipal employees. |
| Management confidence | High; emphasizing sustainable growth and 100% provisioning for NPAs. |
Growth
FY26 Revenue: ₹50.05cr (+20.9% YoY); PAT: ₹10.13cr (+43.9% YoY); AUM: ₹229.55cr (+34.95% YoY).
Outlook
FY27 targets: AUM of ₹260-275cr; Balance Sheet ₹350-370cr; adding 5-7 branches; focusing on 35-40% secured mix.
Risks
Unsecured loans facing industry-wide stress; high cost of funds at 14%; geographic concentration in existing states.
Earnings Call filed with NSE, NSE: DCCL. Summary written with AI assistance from the document.
Dar Credit & Capital Ltd: key numbers
- Share price
- ₹41.85
- Market cap
- ₹59.75 Cr
- Revenue (annual)
- ₹49.89 Cr
- Net profit (annual)
- ₹10.13 Cr
- P/E (TTM)
- 5.9×Sector 22.0×
- Promoter holding
- 69.14%+0.00% QoQ
- FII holding
- 0.00%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from Dar Credit & Capital Ltd
All →Dar Credit & Capital Debt & Borrowing: ₹0.06 Cr
Dar Credit & Capital confirmed timely monthly interest payment of ₹0.06 Crore on NCD (ISIN INE04Q907173). No redemption or delay occurred.
- Value
- ₹0.06 Cr
Dar Credit & Capital Debt & Borrowing: ₹50 Cr
Dar Credit & Capital's Finance Management Committee approved NCD issuance up to ₹50 Crore on private placement basis. The rated, secured debentures will be listed on NSE.
- Value
- ₹50.00 Cr
Dar Credit & Capital Debt & Borrowing: ₹0.09 Cr
DCCL confirmed monthly interest payment of Rs. 9.24 Lakh on its Rs. 10 Crore debt instrument. Payment made September 21, 2026, per KID business-day convention.
- Value
- ₹0.09 Cr
Dar Credit & Capital Board Meeting Date
Dar Credit & Capital Ltd. will hold a Finance Management Committee meeting on September 22, 2026, to consider raising funds via non-convertible debentures.
Dar Credit & Capital Debt & Borrowing
Dar Credit & Capital Limited filed its security cover certificate for the quarter ended June 30, 2026, confirming a security cover of 1.08 times.
Dar Credit & Capital Debt & Borrowing: ₹0.09 Cr
Dar Credit & Capital confirmed payment of Rs. 0.09 Crore monthly interest on NCD INE04Q907108. Routine Reg 57 filing verifies timely coupon payment on September 11, 2026.
- Value
- ₹0.09 Cr