| Revenue growth | Total Income grew 18% YoY to ₹70.3 Cr. |
|---|---|
| Margins | Yields stable at 18.2% for SME and 16.6% for Wholesale. |
| Demand visibility | Strong in Wholesale; muted in SME Retail lending space. |
| Management confidence | High for Wholesale; cautiously optimistic for SME Retail. |
Growth
AUM grew 16% YoY; NII up 12% YoY to ₹45 Cr; PAT up 4% YoY to ₹22.1 Cr.
Outlook
Wholesale segment expected as key FY27 growth driver; SME Retail expected to return to growth over coming year.
Risks
Slow SME Retail disbursements due to tough operating environment and internal productivity challenges; Gross NPA up 39bps YoY.
Last quarter's promises, checked
Delivered
- Guided 15%-25% AUM growth → delivered 16% YoY (= BEAT)
- Guided 98% collection efficiency → delivered 98% (= BEAT)
- Guided focus on wholesale segment → delivered 69% wholesale mix (= BEAT)
Partly delivered
- Guided SME retail return to normalcy → delivered 30% share with muted demand (= PARTIAL)
Missed
- Guided credit cost 0.5% → delivered 0.81% Net NPA (= MISS)
Investor Presentation filed with BSE, NSE: CSLFINANCE. Summary written with AI assistance from the document.
CSL Finance Ltd: key numbers
- Share price
- ₹215.19
- Market cap
- ₹490.3 Cr
- Revenue (annual)
- ₹256.1 Cr
- Net profit (annual)
- ₹86.11 Cr
- P/E (TTM)
- 5.6×Sector 22.0×
- Promoter holding
- 48.17%+0.51% QoQ
- FII holding
- 0.10%Current quarter
Reference market data from a third-party provider, updated daily. Not a valuation or a recommendation.
More from CSL Finance Ltd
All →CSL Finance Management Change
CSL Finance's AGM approved re-appointment of Mr. Rohit Gupta as MD for five years from August 2027. Filed under SEBI LODR Reg 30/51.
CSL Finance Other Announcement
CSL Finance shareholders approved an AOA amendment at its 34th AGM adding a debenture-trustee nominee-director clause. The change is a standard SEBI-compliant governance provision with no financial impact.
CSL Finance Debt & Borrowing
CSL Finance fixed record dates for quarterly coupon payments on two listed NCD tranches. No new borrowing or principal repayment is indicated.
CSL Finance Annual General Meeting
CSL Finance Limited conducted its 34th Annual General Meeting on September 19, 2026, via video conferencing. The meeting covered financial statements, dividend declaration, and director re-appointments.
CSL Finance Promoter Buying: ₹0.35 Cr
Promoter Rohit Gupta HUF acquired 16,000 shares of CSL Finance through five open-market purchase transactions totaling ₹0.35 Crore.
- Value
- ₹0.35 Cr
CSL Finance Promoter Buying
CSL Finance promoter Rohit Gupta HUF bought 5,000 equity shares on the open market. Holding rose from 1.95% to 1.97%.
- Promoter stake change
- +0.02%